Fees partly readUpdated 2026-07-26

American Express India

American Express Gold Card

₹1,000 joining

LinePersonal
Joining fee₹1,000
Annual feeNot stated
Forex markupNot stated

Rewards, as stated by the issuer

  • Earn 1 Membership Rewards Point for every 1 Rs. 50 spent including utilities spend
  • Earn 1,000 bonus points on 6 transactions of ₹1,000 each every calendar month.
  • Earn 1 Membership Rewards Point for every 1 Rs. 50 spent except for spends at Insurance, and Cash Transactions. You can also earn 1 Membership Rewards Point for every 1 Rs. 50 spent on utility.
  • Earn 5X Membership Reward points on every purchase through Reward Multiplier 3

Other benefits

  • Taj voucher worth Rs. 14,000
  • Shoppers Stop voucher worth Rs. 10,000
  • Tata Cliq voucher worth Rs. 9,000
  • Tanishq voucher worth Rs. 9,000
  • Amazon voucher worth Rs. 8,000
  • Flipkart voucher worth Rs. 8,000
  • Reliance Digital voucher worth Rs. 8,000
  • Taj voucher worth Rs. 9,000
  • Shoppers Stop voucher worth Rs. 7,000
  • Tata Cliq voucher worth Rs. 7,000
  • Myntra voucher worth Rs. 7,000
  • Amazon voucher worth Rs. 6,000
  • Flipkart voucher worth Rs. 6,000
  • Reliance Digital voucher worth Rs. 6,000
  • Dining offer
  • 3. Limited period offer. Terms and Conditions apply.
  • 5. No pre-set limit’ does not mean your spending is unlimited. It is based on your financials, spend pattern, credit record and Account history.

Welcome & milestones

Welcome

  • Welcome Gift 6 of 4,000 Bonus Membership Rewards ® Points
  • 6. Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 10,000 within 90 days of Cardmembership.

Milestones

  • 6. Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 10,000 within 90 days of Cardmembership.

Lounge access

No airport lounge rule is listed on this card's page.

Eligibility

Income

  • I have a Personal Annual Income of INR 6 Lakhs and above.

Every fee line found on the page

  • Earn 1 Membership Rewards Point for every 1 Rs. 50 spent including utilities spend
  • Earn 1 Membership Rewards Point for every 1 Rs. 50 spent except for spends at Insurance, and Cash Transactions. You can also earn 1 Membership Rewards Point for every 1 Rs. 50 spent on utility.
  • I have a Personal Annual Income of INR 6 Lakhs and above.
  • 6. Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 10,000 within 90 days of Cardmembership.