113 cards.
Confidence included.

Visa, RuPay

ixigo AU Credit Card

Issuer-published 2.5% rewards on eligible ₹200 spend units, with a separate 1 Reward Point per ₹100 rate for utility, telecom and insurance

Annual fee

₹0 under the current limited-period lifetime-free offer

Forex markup

0%

Segment

Travel

Reward tiers

3 tiers · 2 exclusions

Visa, RuPay

AU Bank ABC Pro Credit Card

6 RP/₹200 online, 4 RP/₹200 offline, category acceleration and 10% Ola cashback

Annual fee

₹999 + applicable taxes

Forex markup

1.99%

Segment

Premium

Reward tiers

4 tiers · 4 exclusions

Not published on the product page

AU Bank Xcite Ace Credit Card

Up to 3% cashback on monthly spends through milestone-based earning

Annual fee

₹749 + applicable taxes

Forex markup

—

Segment

Premium

Reward tiers

1 tiers · 0 exclusions

Not published on the product page

AU Bank Xcite Ultra Credit Card

Up to 12 RP/₹100, plus 500 monthly bonus points and an annual milestone

Annual fee

₹749 + applicable taxes

Forex markup

—

Segment

Premium

Reward tiers

5 tiers · 8 exclusions

Not published on the product page

AU Bank Xcite Credit Card

15 RP/₹100 on selected categories, 3 RP/₹100 on general spends and monthly 2X base rewards

Annual fee

₹249 + applicable taxes

Forex markup

—

Segment

Entry

Reward tiers

4 tiers · 8 exclusions

RuPay, Visa

AU Zaggle Credit Card

Up to 8% Zagg Coins on UPI or Tap & Pay and up to 4% on e-commerce

Annual fee

₹0 (Lifetime Free)

Forex markup

—

Segment

Entry

Reward tiers

5 tiers · 2 exclusions

RuPay

AU Bank Business Cashback RuPay Credit Card

1% cashback on repayment of the total amount due

Annual fee

₹99 per month + applicable taxes

Forex markup

—

Segment

Business

Reward tiers

1 tiers · 0 exclusions

Visa

AU Bank Corporate Credit Card

Rewards and cashback are customized for each corporate arrangement

Annual fee

₹0 (Lifetime Free)

Forex markup

—

Segment

Business

Reward tiers

1 tiers · 0 exclusions

Airtel Axis Bank Credit Card

25% Airtel cashback and 10% utility cashback through Airtel Thanks, each linked to monthly base cashback; 1% base cashback elsewhere; 10% partner-wallet value back

Annual fee

₹500 from the second year

Forex markup

3.50% of transaction value

Segment

Entry

Reward tiers

4 tiers · 12 exclusions

Axis Bank ACE Credit Card

5% on eligible utility bills and recharges through Google Pay, 4% on Swiggy, Zomato and Ola, and 1.5% on other eligible spends

Annual fee

₹499 from the second year

Forex markup

3.5% of transaction value

Segment

Entry

Reward tiers

3 tiers · 11 exclusions

Visa

Axis Bank Atlas Credit Card

5 EDGE Miles per ₹100 on Travel EDGE, direct airlines and direct hotels; 2 EDGE Miles per ₹100 on other eligible spends

Annual fee

₹5,000 from the second year

Forex markup

3.50% of transaction value

Segment

Premium

Reward tiers

2 tiers · 7 exclusions

Axis Bank Aura Credit Card

2 EDGE REWARD Points per ₹200 on eligible spends and 5X EDGE REWARDS on eligible insurance spends up to ₹10,000 per transaction

Annual fee

₹749 from the second year

Forex markup

3.5% of transaction value

Segment

Lifestyle

Reward tiers

2 tiers · 6 exclusions

Visa, Mastercard

Axis Bank Cashback Credit Card

Tiered 2%, 5% and 7% cashback on eligible monthly online spend, 0.75% on eligible offline and travel spend, and 0.5% on utility bills

Annual fee

₹1,000 + GST

Forex markup

3.50% of transaction value

Segment

Cashback

Reward tiers

5 tiers · 10 exclusions

Visa

Axis Bank Freecharge Credit Card

1 EDGE REWARD Point on eligible earn activity plus monthly milestone awards of 100 or 350 points based on spend

Annual fee

Nil in the first year; ₹250 from the second year

Forex markup

3.5% of transaction value

Segment

Entry

Reward tiers

1 tiers · 7 exclusions

Axis Bank Freecharge Plus Credit Card

5% cashback on Freecharge spends, 2% on local commute and 1% on other eligible spends

Annual fee

Nil in the first year; ₹350 from the second year

Forex markup

3.5% of transaction value

Segment

Entry

Reward tiers

3 tiers · 12 exclusions

Visa, Mastercard

Axis Bank Horizon Credit Card

5 EDGE Miles per ₹100 through Travel EDGE and direct airline websites; 2 EDGE Miles per ₹100 on other eligible spends

Annual fee

₹3,000; nil for an eligible Burgundy Savings Account opened on or after 1 July 2026

Forex markup

3.50% of transaction value on international non-DCC transactions

Segment

Premium

Reward tiers

2 tiers · 8 exclusions

RuPay

Axis Bank Kwik Credit Card

2 EDGE REWARD Points per ₹200 on eligible domestic and international transactions

Annual fee

Nil

Forex markup

3.5% of transaction value

Segment

Entry

Reward tiers

1 tiers · 11 exclusions

Mastercard

Axis Bank Magnus Credit Card

12 EDGE REWARD Points per ₹200 up to ₹1.5 lakh monthly eligible spend, 35 per ₹200 on incremental eligible spend within the published cap, and 5X on Travel EDGE

Annual fee

₹12,500 + taxes

Forex markup

2% on foreign transactions

Segment

Super Premium

Reward tiers

3 tiers · 9 exclusions

Visa, Mastercard

Axis Bank My Zone Credit Card

4 EDGE REWARD Points per ₹200 on eligible spend, plus District, Swiggy and Cleartrip card offers

Annual fee

₹500

Forex markup

3.50% of transaction value

Segment

Entry

Reward tiers

4 tiers · 12 exclusions

Visa

Axis Bank My Zone Easy Credit Card

4 EDGE REWARD Points per ₹200 of domestic spend plus 25% movie-ticket cashback

Annual fee

Not published on the cited Axis product source

Forex markup

3.5% of transaction value

Segment

Secured

Reward tiers

2 tiers · 2 exclusions

RuPay

Axis Bank Neo Credit Card

1 EDGE REWARD Point per ₹200 plus card-specific Zomato, Paytm, Blinkit and BookMyShow savings

Annual fee

₹250 + applicable taxes from the second year

Forex markup

3.5% of transaction value

Segment

Entry

Reward tiers

5 tiers · 9 exclusions

Mastercard, American Express

Axis Bank Privilege Credit Card

10 EDGE REWARD Points per ₹200 on eligible domestic and international spends

Annual fee

₹1,500 + applicable taxes

Forex markup

3.5% of transaction value

Segment

Premium

Reward tiers

2 tiers · 9 exclusions

Axis Bank SELECT Credit Card

10 EDGE REWARD Points per ₹200, with 2X points on eligible retail shopping up to ₹20,000 per month

Annual fee

₹3,000 + applicable taxes; Nil while Burgundy status is retained

Forex markup

3.5% of transaction value

Segment

Premium / Burgundy

Reward tiers

4 tiers · 9 exclusions

Mastercard, Visa

Axis Bank Shoppers Stop Credit Card

20 First Citizen points per ₹200 on Shoppers Stop exclusive brands, 12 per ₹200 on other Shoppers Stop brands and 2 per ₹200 elsewhere

Annual fee

₹500 + GST

Forex markup

3.5% of transaction value

Segment

Entry

Reward tiers

3 tiers · 8 exclusions

Visa

Axis Bank Vistara Credit Card

2 Maharaja Points per ₹200 of eligible spend; card usage and point earning continue until further notice

Annual fee

Waived from the cardholder's next renewal cycle under the interim post-merger terms

Forex markup

3.5% of transaction value

Segment

Travel

Reward tiers

1 tiers · 10 exclusions

Visa

Axis Bank Vistara Infinite Credit Card

6 Maharaja Points per ₹200 of eligible spend; card usage and point earning continue until further notice

Annual fee

Waived from the cardholder's next renewal cycle under the interim post-merger terms

Forex markup

3.5% of transaction value

Segment

Super Premium Travel

Reward tiers

1 tiers · 10 exclusions

Visa

Axis Bank Vistara Signature Credit Card

4 Maharaja Points per ₹200 of eligible spend; card usage and point earning continue until further notice

Annual fee

Waived from the cardholder's next renewal cycle under the interim post-merger terms

Forex markup

3.5% of transaction value

Segment

Premium Travel

Reward tiers

1 tiers · 10 exclusions

RuPay

Fibe Axis Bank Credit Card

3% on eligible food delivery, entertainment and local commute; 1% on other eligible spends

Annual fee

Nil

Forex markup

3.5% of transaction value

Segment

Entry

Reward tiers

2 tiers · 13 exclusions

Mastercard

Flipkart Axis Bank Credit Card

7.5% on Myntra, 5% on Flipkart and Cleartrip, 4% at preferred merchants and 1% on other eligible spends

Annual fee

₹500 + applicable taxes from the second year

Forex markup

3.5% of transaction value

Segment

Entry

Reward tiers

5 tiers · 11 exclusions

Flipkart Axis Bank Super ELITE Credit Card

Up to 12 additional SuperCoins per ₹100 on Flipkart and 2 SuperCoins per ₹100 on other eligible spends

Annual fee

₹500 + applicable taxes from the second year

Forex markup

3.5% of transaction value

Segment

Entry

Reward tiers

3 tiers · 10 exclusions

Google Pay Flex Axis Bank Credit Card

1 Star per cumulative ₹500 of eligible spend, conditionally 2 Stars per ₹500, with Google Pay promotional 4X and 8X tiers

Annual fee

Waived

Forex markup

3.5% of transaction value

Segment

Digital / UPI

Reward tiers

3 tiers · 10 exclusions

IndianOil Axis Bank Credit Card

20 EDGE REWARD Points per ₹100 at eligible IndianOil outlets, 5 per ₹100 on eligible online shopping and 1 per ₹100 on other eligible spend

Annual fee

First year Nil; ₹500 + applicable taxes from the second year

Forex markup

3.5% of transaction value

Segment

Fuel co-branded

Reward tiers

4 tiers · 10 exclusions

IndiGo Axis Bank Credit Card

3 BluChips per ₹100 on IndiGo channels, 2 per ₹100 on eligible grocery and dining, and 1 per ₹100 on other eligible spend

Annual fee

₹799 + GST

Forex markup

3.5% of transaction value

Segment

Travel co-branded

Reward tiers

3 tiers · 11 exclusions

LIC Axis Bank Platinum Credit Card

2 Plus Points per ₹100 on eligible LIC premium and foreign-currency transactions and 1 per ₹100 on other eligible spend

Annual fee

Nil

Forex markup

3.5% of transaction value

Segment

Entry co-branded

Reward tiers

2 tiers · 10 exclusions

LIC Axis Bank Signature Credit Card

2 Plus Points per ₹100 on eligible LIC premium and foreign-currency transactions and 1 per ₹100 on other eligible spend

Annual fee

Nil

Forex markup

3.5% of transaction value

Segment

Premium co-branded

Reward tiers

2 tiers · 11 exclusions

Pride Platinum Credit Card

4 EDGE REWARD Points per ₹200 on eligible spend

Annual fee

First year Nil; ₹250 from the second year

Forex markup

3.5% of transaction value

Segment

Defence / government

Reward tiers

2 tiers · 6 exclusions

Pride Signature Credit Card

8 EDGE REWARD Points per ₹200 on eligible spend

Annual fee

First year Nil; ₹500 from the second year

Forex markup

3.5% of transaction value

Segment

Defence

Reward tiers

2 tiers · 6 exclusions

Privilege Easy Credit Card

10 EDGE REWARD Points per ₹200 on eligible spend, with 12,500-point activation and 10,000-point annual-spend milestone benefits

Annual fee

₹1,500 from the second year

Forex markup

3.5% of transaction value

Segment

Secured premium

Reward tiers

2 tiers · 10 exclusions

Reserve Credit Card

15 EDGE REWARD Points per ₹200 on eligible domestic spend and 30 per ₹200 on eligible international spend up to the assigned credit limit per calendar month

Annual fee

₹50,000 + applicable taxes

Forex markup

1.5% of transaction value

Segment

Super-premium

Reward tiers

2 tiers · 9 exclusions

RuPay

RuPay Credit Card

Axis publishes UPI linking, RuPay offers and a 1% fuel-surcharge waiver at category level; earn rates depend on the selected RuPay card variant

Annual fee

Depending on RuPay card variant

Forex markup

3.5% of transaction value on international non-DCC transactions

Segment

RuPay card category

Reward tiers

1 tiers · 1 exclusions

Samsung Axis Bank Infinite Credit Card

10% cashback on eligible Samsung purchases, 15 EDGE points per ₹100 at five preferred partners and internationally, and 5 per ₹100 on other eligible domestic spend

Annual fee

₹5,000 + applicable taxes from the second year

Forex markup

3.5% of transaction value

Segment

Premium co-branded

Reward tiers

4 tiers · 14 exclusions

Samsung Axis Bank Signature Credit Card

10% cashback on Samsung purchases, 10 EDGE points/₹100 at five preferred partners, and 5 EDGE points/₹100 on other eligible spends

Annual fee

₹500 from the second year

Forex markup

3.5% of transaction value

Segment

Premium co-branded

Reward tiers

4 tiers · 1 exclusions

SpiceJet Axis Bank Voyage Black Credit Card

Up to 28 SpiceClub Points/₹200 on SpiceJet, 12/₹200 on online food, bills and entertainment, and 6/₹200 on other eligible spends

Annual fee

First year nil; ₹2,000 from the second year

Forex markup

3.5% of transaction value

Segment

Premium travel co-branded

Reward tiers

3 tiers · 3 exclusions

SpiceJet Axis Bank Voyage Credit Card

Up to 18 SpiceClub Points/₹200 on SpiceJet, 6/₹200 on online food, bills and entertainment, and 3/₹200 on other eligible spends

Annual fee

First year nil; ₹750 from the second year

Forex markup

3.5% of transaction value

Segment

Travel co-branded

Reward tiers

3 tiers · 3 exclusions

Axis Bank Executive Corporate Credit Card

4 Plus Points/₹200 on domestic spends and 8 Plus Points/₹200 on international spends

Annual fee

₹3,500

Forex markup

2% of transaction value plus applicable GST

Segment

Premium corporate

Reward tiers

3 tiers · 1 exclusions

Central Travel Account Card

Cardless, corporate-billed and corporate-paid air-travel account with centralized monthly settlement and customized MIS reporting

Annual fee

Negotiated/not publicly stated by Axis Bank

Forex markup

Not publicly stated on the checked Axis Bank product page

Segment

Corporate travel account

Reward tiers

1 tiers · 1 exclusions

Visa, Mastercard

Corporate Card with Individual Liability

1 point/₹200 on domestic spends and 2 points/₹200 on international spends

Annual fee

As agreed with the company

Forex markup

3.5% of transaction value

Segment

Corporate individual liability

Reward tiers

3 tiers · 1 exclusions

Visa, Mastercard

Corporate Credit Card with Corporate Liability

1 point/₹200 on domestic spends and 2 points/₹200 on international spends

Annual fee

As agreed with the company

Forex markup

3.5% of transaction value

Segment

Corporate liability

Reward tiers

3 tiers · 1 exclusions

Purchase Card

Physical and virtual vendor-payment solution with spend monitoring and up to 51 days of interest-free credit

Annual fee

Negotiated/not publicly stated by Axis Bank

Forex markup

Not publicly stated on the checked Axis Bank product page

Segment

Corporate procurement

Reward tiers

1 tiers · 1 exclusions

Visa Infinite, Mastercard World Elite

Axis Bank OLYMPUS Credit Card

1 EDGE Mile/₹100 on eligible domestic transactions and 2 EDGE Miles/₹100 on eligible international transactions

Annual fee

₹20,000 + GST

Forex markup

1.8% on international spends, stated by the official Axis migration microsite; direct fetch returned 403 during this verification

Segment

Super-premium

Reward tiers

3 tiers · 8 exclusions

Visa Infinite Privilege

Axis Bank PRIMUS Credit Card

1 EDGE Mile/₹100 on qualifying transactions, plus quarterly milestone bonuses of 15,000–35,000 EDGE Miles

Annual fee

For cards issued after 2024-07-31: ₹3,00,000 + GST

Forex markup

Not stated in the checked PRIMUS terms PDF or official launch release

Segment

Ultra-premium invite-only

Reward tiers

1 tiers · 9 exclusions

Not published on the product page

Assam Rifles SENTINEL BOBCARD

500 bonus reward points on spends of ₹5,000 or more within 60 days of card issuance.

Annual fee

Nil

Forex markup

Not published on the product page

Segment

Retail

Reward tiers

8 tiers · 2 exclusions

Not published on the product page

BOB Pragati Credit Card (RRB customers)

Earn 500 Reward Points on spent of ₹5,000 within 60 days of card issuance.

Annual fee

₹250

Forex markup

Not published on the product page

Segment

Retail

Reward tiers

7 tiers · 2 exclusions

Not published on the product page

BOBCARD EASY

Earn 500 reward points on spends of Rs 5000 within 60 days of card issuance

Annual fee

₹500

Forex markup

Not published on the product page

Segment

Retail

Reward tiers

8 tiers · 2 exclusions

Not published on the product page

BOBCARD EMPOWER

Earn 500 Reward Points on spent of ₹5,000 within 60 days of card issuance.

Annual fee

₹500

Forex markup

Not published on the product page

Segment

Retail

Reward tiers

6 tiers · 2 exclusions

Not published on the product page

BOBCARD ETERNA

Earn 5X Rewards* i.e 15 Reward Points per ₹100 when you spend on dining.

Annual fee

₹2499

Forex markup

2%

Segment

Retail

Reward tiers

8 tiers · 2 exclusions

Not published on the product page

BOBCARD ONE

Metal Card – Premium Perks, 5X Rewards & Forex Savings

Annual fee

Not published on the product page

Forex markup

1%

Segment

Retail

Reward tiers

3 tiers · 1 exclusions

Not published on the product page

BOBCARD PREMIER

BOBCARD Premier Credit Card – 5X Rewards, Lounge Access & Travel Perks

Annual fee

₹1000

Forex markup

Not published on the product page

Segment

Retail

Reward tiers

12 tiers · 2 exclusions

Not published on the product page

BOBCARD PRIME

Earn 500 Reward Points on spent of ₹5,000 within 60 days of card issuance.

Annual fee

Nil

Forex markup

Not published on the product page

Segment

Retail

Reward tiers

8 tiers · 1 exclusions

Not published on the product page

BOBCARD SELECT

Select Credit Card – Benefits, 5X Rewards, EMI & More | BOBCRAD

Annual fee

₹750

Forex markup

Not published on the product page

Segment

Retail

Reward tiers

11 tiers · 2 exclusions

Not published on the product page

BOBCARD TIARA

15 Reward Points per ₹100 spent on Dining, Travel, and International spends. 3 Reward Points per ₹100 spent on other purchases.*

Annual fee

₹2499

Forex markup

2%

Segment

Retail

Reward tiers

6 tiers · 2 exclusions

Not published on the product page

BOBCARD UNI GoldX Credit Card

Assured 1% Value Back

Annual fee

Nil

Forex markup

1%

Segment

Retail

Reward tiers

5 tiers · 1 exclusions

Not published on the product page

BOBCARD VIKRAM

500 Reward Points on spent of ₹5,000 within 60 days of card issuance.

Annual fee

Nil

Forex markup

Not published on the product page

Segment

Retail

Reward tiers

7 tiers · 2 exclusions

Not published on the product page

Etihad Guest BOBCARD

Extra Welcome Miles

Annual fee

₹2500

Forex markup

1 %

Segment

Retail

Reward tiers

14 tiers · 1 exclusions

Not published on the product page

Etihad Guest Premium BOBCARD

Extra Welcome Miles

Annual fee

₹5000

Forex markup

0 %

Segment

Retail

Reward tiers

14 tiers · 1 exclusions

Not published on the product page

Indian Army YODDHA BOBCARD

500 bonus reward points on spends of ₹5,000 or more within 60 days of card issuance.

Annual fee

Nil

Forex markup

Not published on the product page

Segment

Retail

Reward tiers

8 tiers · 2 exclusions

Not published on the product page

Indian Coast Guard RAKSHAMAH BOBCARD

500 bonus reward points on spends of ₹5,000 or more within 60 days of card issuance.

Annual fee

Nil

Forex markup

Not published on the product page

Segment

Retail

Reward tiers

8 tiers · 2 exclusions

Not published on the product page

Indian Navy VARUNAH BOBCARD

500 bonus reward points on spends of ₹5,000 or more within 60 days of card issuance.

Annual fee

₹2499

Forex markup

2%

Segment

Retail

Reward tiers

8 tiers · 1 exclusions

Not published on the product page

IRCTC BOBCARD

Travel wherever your heart desires with up to 40 reward points* per ₹100 spent on train ticket bookings through the IRCTC website and mobile app**. Simply link your IRCTC BOBCARD Loyalty Number with your IRCTC Login ID°°

Annual fee

₹350

Forex markup

Not published on the product page

Segment

Retail

Reward tiers

8 tiers · 1 exclusions

Not published on the product page

Nainital Bank Renaissance BOBCARD

Earn 500 Reward Points on spent of ₹5,000 within 60 days of card issuance.

Annual fee

₹250

Forex markup

Not published on the product page

Segment

Retail

Reward tiers

7 tiers · 1 exclusions

Not published on the product page

Scapia BOBCARD

Earn 10% rewards on all offline and online spends on select categories on Visa card of minimum Rs. 20 and 5% rewards on offline, online and UPI spends on the Rupay card of minimum Rs. 500

Annual fee

Nil

Forex markup

Not published on the product page

Segment

Retail

Reward tiers

2 tiers · 1 exclusions

Not published on the product page

BOBCARD Corporate Credit Card

Earn 500 Reward Points on spent of ₹5,000 within 60 days of card issuance.

Annual fee

₹1000

Forex markup

Not published on the product page

Segment

Business

Reward tiers

4 tiers · 2 exclusions

Not published on the product page

BOBCARD Micro Enterprise Credit Card

Earn 1 Reward Point* for every ₹100 spent (except on select MCCs & Fuel).

Annual fee

₹500

Forex markup

3.5%

Segment

Business

Reward tiers

6 tiers · 1 exclusions

Not published on the product page

CMA One BOBCARD

Shopping delights to add more value to your money. *Earn 5X Rewards i.e. 5 Reward Points per ₹100 spent on dining, online & utility bills.

Annual fee

Nil

Forex markup

2%

Segment

Business

Reward tiers

8 tiers · 2 exclusions

Not published on the product page

ICAI Exclusive BOBCARD

Shopping delights to add more value to your money. *Earn 5X Rewards i.e. 5 Reward Points per ₹100 spent on dining, online & utility bills.

Annual fee

Nil

Forex markup

2%

Segment

Business

Reward tiers

7 tiers · 1 exclusions

Not published on the product page

ICSI Diamond BOBCARD

Shopping delights to add more value to your money. *Earn 5X Rewards i.e. 5 Reward Points per ₹100 spent on dining, online & utility bills.

Annual fee

Nil

Forex markup

2%

Segment

Business

Reward tiers

7 tiers · 1 exclusions

RuPay

BOBCARD Snapdeal Credit Card

5% (20 RP/₹100) on Snapdeal, 2.5% (10 RP/₹100) other online/dept stores, 1% (4 RP/₹100) other

Annual fee

₹250 + GST

Forex markup

3.5% + GST

Segment

Entry

Reward tiers

4 tiers · 2 exclusions

RuPay

BOBCARD HPCL ENERGIE Credit Card

4% (24 RP/₹150) on HPCL fuel + 1.5% Payback via HP Pay

Annual fee

₹499 + GST

Forex markup

3.5% + GST

Segment

Entry

Reward tiers

6 tiers · 2 exclusions

Mastercard

BOBCARD CASHBACK

5% (4% accelerated + 1% base) on eligible online spends · 1% unlimited on other spends

Annual fee

₹499 + GST (or ₹49/month plan)

Forex markup

—

Segment

Cashback

Reward tiers

3 tiers · 21 exclusions

Visa

Federal Bank Signet Credit Card

3X on electronics and apparel, 2X on entertainment and 1X on other eligible spends

Annual fee

Nil for customers onboarded from 3 April 2023 under the current lifetime-free offer

Forex markup

3.5% + applicable taxes

Segment

Mid

Reward tiers

4 tiers · 6 exclusions

RuPay

Federal Bank Wave RuPay Credit Card (Floater / Supplemental Card)

1 Federal Reward Point per ₹200 on eligible spends; 10% cashback up to ₹200 on the first 5 UPI transactions

Annual fee

₹199 + GST

Forex markup

3.5% + applicable taxes

Segment

Entry

Reward tiers

2 tiers · 6 exclusions

Visa, RuPay

Tata Neu Infinity HDFC Bank Credit Card

5% NeuCoins on eligible non-EMI Tata Neu and partner-brand spends, 1.5% on eligible non-Tata and merchant-EMI spends, and up to 1.5% on eligible UPI spends

Annual fee

₹1,499 + applicable taxes

Forex markup

—

Segment

Premium

Reward tiers

5 tiers · 6 exclusions

Swiggy HDFC Bank Credit Card

10% on eligible Swiggy app spends, 5% on eligible online categories and 1% on other eligible spends

Annual fee

₹500 + applicable taxes

Forex markup

—

Segment

Entry

Reward tiers

4 tiers · 13 exclusions

Visa, RuPay

HDFC Bank PIXEL Play Credit Card

5% on two selected benefit packs, 3% at one selected e-commerce merchant and 1% unlimited on other eligible spends

Annual fee

₹500 + applicable taxes

Forex markup

—

Segment

Entry

Reward tiers

3 tiers · 1 exclusions

HDFC Bank Freedom Credit Card

10X CashPoints at BigBasket, BookMyShow, OYO, Swiggy and Uber, and 1 CashPoint per ₹200 on other eligible spends

Annual fee

₹500 + applicable taxes

Forex markup

—

Segment

Entry

Reward tiers

2 tiers · 1 exclusions

RuPay

HSBC RuPay Cashback Credit Card

10% on eligible dining, food and grocery spends, capped at ₹400 per month, and 1% on other eligible spends

Annual fee

₹499 + applicable taxes

Forex markup

0% under the current issuer proposition

Segment

Entry

Reward tiers

2 tiers · 2 exclusions

American Express

ICICI Bank Coral American Express Credit Card

2 ICICI Bank Reward Points per ₹100 on eligible spend, excluding fuel

Annual fee

₹500 + GST

Forex markup

—

Segment

Entry

Reward tiers

2 tiers · 1 exclusions

RuPay

ICICI Bank Coral RuPay Credit Card

2 Reward Points per ₹100 on eligible spends; 1 point per ₹100 on utilities and insurance

Annual fee

₹500 + GST

Forex markup

—

Segment

Entry

Reward tiers

3 tiers · 1 exclusions

Mastercard, RuPay

MakeMyTrip ICICI Bank Credit Card

6% myCash on MakeMyTrip hotels, 3% on MakeMyTrip flights, holidays, cabs and buses, and 1% on other eligible retail spends

Annual fee

₹999 + GST

Forex markup

0.99% + GST

Segment

Mid

Reward tiers

3 tiers · 7 exclusions

Visa

Amazon Pay ICICI Bank Credit Card

5% on Amazon.in for Prime members, 3% for non-Prime members, 2% at eligible Amazon Pay partner merchants and 1% on other eligible payments

Annual fee

₹0

Forex markup

1.99% + GST

Segment

Entry

Reward tiers

4 tiers · 1 exclusions

Visa

Adani One ICICI Bank Platinum Credit Card

3% Adani Reward Points across eligible Adani ecosystem spends, with issuer-published earn on other eligible domestic, international, utility and insurance spends

Annual fee

₹750 + GST

Forex markup

—

Segment

Mid

Reward tiers

2 tiers · 0 exclusions

Visa

IDFC FIRST Millennia Credit Card

10X on dining, travel, international purchases and birthday spends; 3X on eligible spends; 1X on utility, insurance, railway and FASTag

Annual fee

Nil

Forex markup

3.5% + applicable taxes

Segment

Entry

Reward tiers

6 tiers · 4 exclusions

RuPay

IDFC FIRST Bank Digital RuPay Credit Card

3X on UPI merchant purchases above ₹2,000; 1X on UPI purchases up to ₹2,000 and on insurance and utility spends

Annual fee

₹199 + GST from the second year

Forex markup

Not published for this companion card; the issuer describes it as primarily for domestic use and says international use may not be supported

Segment

Entry

Reward tiers

3 tiers · 5 exclusions

Visa, RuPay

IDFC FIRST Power+ Credit Card (HPCL co-branded)

Up to 6.5% savings on eligible HPCL fuel; 5% rewards on grocery, utility and IDFC FIRST FASTag; 3X on UPI and other eligible retail spends

Annual fee

₹499 + GST

Forex markup

3.5% + applicable taxes

Segment

Entry

Reward tiers

7 tiers · 5 exclusions

Visa

IndusInd Bank Legend Credit Card

2 Reward Points per ₹100 on weekends and 1 Reward Point per ₹100 on weekdays

Annual fee

Nil

Forex markup

1.8% + applicable taxes

Segment

Mid

Reward tiers

3 tiers · 3 exclusions

Visa

Kotak PVR Platinum Credit Card

2 PVR INOX tickets each month on ₹10,000 billing-cycle spend, plus 5% ticket and 20% food-and-beverage discounts at PVR INOX

Annual fee

₹999 + applicable taxes

Forex markup

3.5% + applicable taxes

Segment

Entry

Reward tiers

3 tiers · 5 exclusions

RuPay

PNB RuPay Platinum Credit Card

1 Reward Point per ₹100 on eligible card spends; 300 Reward Points on the first eligible transaction

Annual fee

₹500 + applicable taxes

Forex markup

3.5% over the card-network conversion rate + applicable taxes

Segment

Entry

Reward tiers

1 tiers · 3 exclusions

Not published on the checked product page

RBL Bank PLAY Credit Card

₹500 monthly BookMyShow discount after ₹5,000 of qualifying billing-cycle spend

Annual fee

₹500 + GST

Forex markup

Not published on the checked product page

Segment

Entry

Reward tiers

2 tiers · 12 exclusions

Not published on the checked product page

IndianOil RBL Bank Credit Card

Fuel-focused rewards at IndianOil and 1 Fuel Point per ₹100 on eligible everyday purchases

Annual fee

₹500 + GST

Forex markup

Not published on the checked product page

Segment

Fuel

Reward tiers

2 tiers · 1 exclusions

RuPay

RBL Bank SalarySe UP Credit Card

Up to 10% rewards through the SalarySe proposition; card-specific earn rules apply in the SalarySe app

Annual fee

₹499 + GST

Forex markup

Not published on the checked product page

Segment

Entry

Reward tiers

1 tiers · 13 exclusions

Network not confirmed by current first-party sources for this exact slug

SBM OneCard Credit Card

5X rewards on the top two monthly spend categories

Annual fee

₹0

Forex markup

1% + applicable taxes

Segment

Secured

Reward tiers

1 tiers · 1 exclusions

Not published on the current issuer directory

SBM Kredit.Pe Credit Card

Issuer describes cashback offers and engagement rewards; no current public rate table is available

Annual fee

Not published on the current issuer directory

Forex markup

Not published on the current issuer directory

Segment

Secured

Reward tiers

1 tiers · 1 exclusions

RuPay

SBM ZET Credit Card

Brand-voucher discounts for all users and 2% cashback on ZET UPI for ZET Plus subscribers

Annual fee

₹0

Forex markup

MITC schedule lists a 2.49% foreign-currency transaction charge; a later explanatory paragraph references 3.50%, so confirm in the app before international use

Segment

Entry

Reward tiers

3 tiers · 2 exclusions

Visa

Standard Chartered Smart Credit Card

2% on eligible online spends and 1% on other eligible spends

Annual fee

See current Standard Chartered tariff guide

Forex markup

See current Standard Chartered tariff guide

Segment

Entry

Reward tiers

2 tiers · 2 exclusions

Visa, Mastercard

SBI SimplyCLICK Credit Card

10X on online partners, 5X on other online, 1 RP / ₹100 elsewhere

Annual fee

₹499 + GST

Forex markup

3.5% + GST

Segment

Entry

Reward tiers

4 tiers · 9 exclusions

Visa

CASHBACK SBI Card

5% on eligible online transactions and 1% on eligible offline transactions

Annual fee

Not published in the checked CASHBACK SBI Card FAQ; see the current SBI Card schedule of charges

Forex markup

See current SBI Card MITC

Segment

Mid

Reward tiers

3 tiers · 2 exclusions

Visa, Mastercard

SBI SimplySAVE Credit Card

10X RP on dining/movies/grocery/dept stores, 1 RP/₹150 elsewhere

Annual fee

₹499 + GST

Forex markup

3.5% + GST

Segment

Entry

Reward tiers

6 tiers · 6 exclusions

Visa, Mastercard, American Express

SBI Card PRIME

10 RP/₹100 on dining, grocery, departmental stores and movies; 2 RP/₹100 on other eligible retail spend

Annual fee

₹2,999 + taxes

Forex markup

See current SBI Card MITC

Segment

Premium

Reward tiers

4 tiers · 4 exclusions

Visa, Mastercard

SBI Card ELITE

5X points on dining, grocery and departmental stores; 2 RP/₹100 on other eligible spend

Annual fee

₹4,999 + taxes

Forex markup

1.99% plus applicable taxes

Segment

Super Premium

Reward tiers

3 tiers · 4 exclusions

Mastercard, RuPay

SBI Card Miles Elite

6 travel credits/₹200 on travel and 2 travel credits/₹200 on other eligible spend

Annual fee

₹4,999 + taxes

Forex markup

1.99% plus applicable taxes

Segment

Super Premium

Reward tiers

3 tiers · 12 exclusions

RuPay

PhonePe Wish Credit Card

3% reward points on PhonePe recharge and bill payments; 1% on select e-commerce and Scan & Pay

Annual fee

₹0

Forex markup

—

Segment

Entry

Reward tiers

2 tiers · 3 exclusions

RuPay

Utkarsh superCard

5% cashback on non-UPI Myntra, 2% on non-UPI Flipkart and 1% on qualifying UPI and non-UPI spends

Annual fee

₹0

Forex markup

—

Segment

Entry

Reward tiers

4 tiers · 5 exclusions

RuPay

YES BANK POP-CLUB Credit Card

10 POPcoins per ₹100 of eligible online spend and 2% POPcoins on eligible UPI transactions

Annual fee

Not published on the checked co-brand page

Forex markup

Not published on the checked co-brand page

Segment

Entry

Reward tiers

2 tiers · 1 exclusions