Officially verifiedActive
AU Small Finance Bank · Not published on the product page
AU Bank Xcite Credit Card
15 RP/₹100 on selected categories, 3 RP/₹100 on general spends and monthly 2X base rewards
SegmentEntry
Joining feeNot published on the product page
Annual fee₹249 + applicable taxes
Reward typeReward Points
Reward categories
Dining, movies, grocery and departmental stores15 Reward Points per ₹100
Other eligible online and offline spends3 Reward Points per ₹100
Insurance, utility and telecom1 Reward Point per ₹100
Cap: Maximum 100 Reward Points per utility or telecom transaction
Eligible retail spends from the 1st to 5th of each month2X base Reward Points
Applies to the base rate of 3 Reward Points per ₹100.
Welcome & milestones
Welcome
No welcome benefit is currently recorded.
Milestones
None listed in the imported record.
Lounge rules
No domestic airport lounge rule is listed.
Railway: 8 complimentary railway lounge visits per annum, maximum 2 per calendar quarter
Eligibility
Age
- Salaried primary cardholder: 21 to 60 years
- Self-employed primary cardholder: 25 to 65 years
- Add-on cardholder: over 18 years
Income
Employment
- Salaried or self-employed
Documents
- Resident Indian
Other benefits
- Complimentary device protection for eligible electronics
- Card liability cover
- Contactless payments and Xpress EMI
- AU Rewardz redemption catalogue
Exclusions
Recent changes
- Reward Point accrual on transportation merchant category codes was discontinued.
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