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Axis Bank ·

Axis Bank ACE Credit Card

5% on eligible utility bills and recharges through Google Pay, 4% on Swiggy, Zomato and Ola, and 1.5% on other eligible spends

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SegmentEntry
Joining fee₹499
Annual fee₹499 from the second year
Reward typeCashback

Reward categories

Electricity, internet, gas and other utility bills, DTH and mobile recharge through Google Pay5% cashback

Cap: Not published on the cited Axis sources

Utility and telecom spends on platforms other than Google Pay are excluded

Swiggy, Zomato and Ola4% cashback

Cap: Not published on the cited Axis sources

Other eligible spends1.5% cashback

Cap: Not published on the cited Axis sources

Welcome & milestones

Welcome

No welcome benefit is currently recorded.

Milestones

None listed in the imported record.

Lounge rules

Domestic: 4 complimentary visits per calendar year at eligible domestic airport lounges, subject to ₹50,000 of eligible settled spend in the previous 3 calendar months

International: Not published on the cited Axis sources

Railway: Not published on the cited Axis sources

The spend criterion is waived for the issuance month and the following 3 calendar months on a newly issued card

Exclusions

Utility and telecom spends outside Google PayEducationRentWallet loadGovernment servicesInsuranceGold and jewelleryFuelFinancial institutionsCash advancesRepayments

Recent changes

  1. Axis retained the reward and fee-waiver exclusion categories but changed identification from four-digit MCCs to spend-category classification.

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