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State Bank of India · Visa, Mastercard

SBI SimplyCLICK Credit Card

10X on online partners, 5X on other online, 1 RP / ₹100 elsewhere

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SegmentEntry
Joining fee₹499 + GST
Annual fee₹499 + GST
Reward typeReward Points

Reward categories

Apollo 24x7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, Swiggy, Yatra, Gyftr, Tata Cliq10X reward points

Current exclusive-partner list from the SBI Card product page; merchant identifiers and partner participation can change.

Other online spends5X reward points

Cap: 10,000 reward points per calendar month; subsequent eligible online spend earns the base rate

Online identification depends on the network/acquirer flag. Utility payments through SBI Card channels do not receive 5X points.

Offline / other spends1 RP per ₹100
FuelNo rewards

1% fuel surcharge waiver up to ₹100/month (txn ₹500-₹3,000)

Welcome & milestones

Welcome

  • Amazon e-gift voucher worth ₹500On payment of joining fee

Milestones

  • ₹1,00,000 in a yearCleartrip / Yatra e-voucher worth ₹2,000
  • ₹2,00,000 in a yearAdditional Cleartrip / Yatra e-voucher worth ₹2,000

Lounge rules

No domestic airport lounge rule is listed.

Exclusions

Fuel (MCC 5172, 5541, 5542, 5983)Wallet loads (MCC 6540, 6541)Cash advanceBalance transferEncashFlexipayRent (MCC 6513)Government (MCC 9311, 9399)Digital gaming (MCC 5816, 7993, 7994)

Recent changes

  1. Rent payments under MCC 6513 stopped earning reward points.
  2. Government transactions under MCC 9311 and 9399 stopped earning reward points.
  3. Digital gaming transactions under MCC 5816, 7993 and 7994 stopped earning reward points.
  4. Redeeming Reward Points as statement credit became capped at 60,000 points per month and permitted only in multiples of 4,000 points.

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