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Axis Bank · Visa, Mastercard

Axis Bank My Zone Credit Card

4 EDGE REWARD Points per ₹200 on eligible spend, plus District, Swiggy and Cleartrip card offers

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SegmentEntry
Joining fee₹500
Annual fee₹500
Reward typeEDGE REWARD Points and merchant discounts

Reward categories

Eligible general spends4 EDGE REWARD Points per ₹200

Cap: Not published on the cited Axis sources

District movie bookings100% off the second movie ticket

Cap: Up to ₹200 per month

Coupon AXIS200; movie transactions do not earn reward points

Swiggy food delivery₹120 instant discount

Cap: Twice per month; minimum order ₹500

Coupon AXIS120; alliance-offer conditions apply

Cleartrip flights and hotels7% off flights and 18% off hotels

Cap: Flights up to ₹2,000 and hotels up to ₹4,000; each benefit once per month

Coupon CTAXISMYZONE

Welcome & milestones

Welcome

  • SonyLIV Premium annual subscription valued at ₹1,499Make the first purchase within 30 days of issuance

Milestones

  • ₹1,50,000 in the card anniversary year1,000 EDGE REWARD Points; applicable from 1 April 2026

Lounge rules

Domestic: 1 complimentary visit per calendar quarter, subject to ₹50,000 of eligible settled spend in the previous 3 calendar months

International: Not published on the cited Axis sources

Railway: Not published on the cited Axis sources

The spend criterion is waived for the issuance month and following 3 calendar months on a newly issued card

Exclusions

Movie transactionsFuelInsuranceUtility and telecomRentWalletGold and jewelleryEducationGovernment institutionsEMI transactionsCash advancesRepayments

Recent changes

  1. A 1,000 EDGE REWARD Point anniversary-year milestone at ₹1,50,000 of eligible spend became applicable.
  2. From 28 August 2026 the dynamic currency conversion markup rises from 1.5% to 3.5%, matching this card's cross-currency markup.

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