Officially verifiedActive
State Bank of India · Visa, Mastercard
SBI SimplySAVE Credit Card
10X RP on dining/movies/grocery/dept stores, 1 RP/₹150 elsewhere
SegmentEntry
Joining fee₹499 + GST
Annual fee₹499 + GST
Reward typeReward Points
Reward categories
Dining10 RP per ₹150 spent (~1.7% value back)
Movies10 RP per ₹150 (~1.7%)
Grocery10 RP per ₹150 (~1.7%)
Departmental Stores10 RP per ₹150 (~1.7%)
All other spends1 RP per ₹150 (~0.17%)
Fuel, Wallet, EMI, Rent, GovtNo rewards
1% fuel surcharge waiver up to ₹100/month
Welcome & milestones
Welcome
- 2,000 bonus reward points (~₹500 value)Spend ₹2,000 within 60 days of card issuance
Milestones
- ₹1,00,000 in a yearAnnual fee waiver for next year
Lounge rules
No domestic airport lounge rule is listed.
Exclusions
Recent changes
- Redeeming Reward Points as statement credit became capped at 60,000 points per month and permitted only in multiples of 4,000 points.
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