Officially verifiedActive
HDFC Bank ·
HDFC Bank Freedom Credit Card
10X CashPoints at BigBasket, BookMyShow, OYO, Swiggy and Uber, and 1 CashPoint per ₹200 on other eligible spends
SegmentEntry
Joining fee₹500 + applicable taxes
Annual fee₹500 + applicable taxes
Reward typeCashPoints
Reward categories
BigBasket, BookMyShow, OYO, Swiggy and Uber10X CashPoints
Cap: Issuer programme limits apply
Other eligible spends1 CashPoint per ₹200
Welcome & milestones
Welcome
- 500 Reward PointsRealisation of the joining membership fee
Milestones
- ₹50,000 before renewalRenewal membership-fee waiver
Lounge rules
No domestic airport lounge rule is listed.
No complimentary lounge benefit is published on the checked issuer product page.
Eligibility
Age
- Salaried: 21–60 years
- Self-employed: 21–65 years
Income
- Salaried: net monthly income above ₹12,000
- Self-employed: annual ITR above ₹6,00,000
Employment
- Salaried or self-employed
- Indian resident
Documents
- Identity proof
- Address proof
- Income proof
Other benefits
- Additional PayZapp CashPoints on eligible utility bills, mobile recharges and in-app shopping
- 10% additional Swiggy Dineout discount using the issuer-published coupon
- Up to 50 days interest-free credit
- Smart EMI, contactless payments and zero lost-card liability
Exclusions
Recent changes
- Current issuer page publishes 1 CashPoint per ₹200 on other spends and a ₹0.15 maximum redemption value.
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