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Axis Bank ·

Google Pay Flex Axis Bank Credit Card

1 Star per cumulative ₹500 of eligible spend, conditionally 2 Stars per ₹500, with Google Pay promotional 4X and 8X tiers

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SegmentDigital / UPI
Joining feeWaived
Annual feeWaived
Reward typeStars

Reward categories

Eligible spends, including fuel1 Star per cumulative ₹500

Cap: Maximum 1,500 Stars per reward cycle, of which Axis Bank awards at most 750 Stars

There is no minimum transaction amount; eligible transactions accumulate within the reward cycle. Stars expire after one year.

Conditional accelerated earn2 Stars per cumulative ₹500

Cap: Included in the 1,500-Star reward-cycle cap

Applies in the first reward cycle and continues in a subsequent cycle when eligible net spend in the previous reward cycle was at least ₹100.

Google Pay promotional acceleration4 Stars per cumulative ₹500 after more than ₹15,000 of current-cycle spend; 8 Stars per cumulative ₹500 after more than ₹30,000

Cap: Promotional terms and availability are controlled by Google Pay

The issuer states that these incremental 4X and 8X Stars are a Google Pay campaign and may change.

Welcome & milestones

Welcome

  • 2 Stars per cumulative ₹500 of eligible spend in the first reward cycleNew card's first reward cycle
  • ₹250 Google Pay gift card plus 250 StarsSubject to offers run by Google Pay

Milestones

None listed in the imported record.

Lounge rules

No domestic airport lounge rule is listed.

No complimentary lounge benefit is published for this card on the cited Axis sources.

Eligibility

Age

  • Primary cardholder: 18–70 years

Income

    Employment

      Documents

      • PAN card
      • Colour photograph
      • Income proof
      • Residence proof
      • Identity proof

      Other benefits

      • Available exclusively through the Google Pay app
      • Transactions of ₹2,500 or more may be eligible for conversion to EMI

      Exclusions

      RentCash withdrawalsFinancial-institution paymentsInsurance premiumsEducationGovernment payments and feesCard fees and chargesWallet spendsClocks, jewellery, watches and silverwareStars on a transaction are reversed if that transaction is converted to EMI

      Recent changes

      No effective-dated changes are currently recorded.

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