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Axis Bank ·

Axis Bank SELECT Credit Card

10 EDGE REWARD Points per ₹200, with 2X points on eligible retail shopping up to ₹20,000 per month

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SegmentPremium / Burgundy

Joining fee₹3,000 + applicable taxes; Nil for Burgundy customers

Annual fee₹3,000 + applicable taxes; Nil while Burgundy status is retained

Reward typeEDGE REWARD Points

Reward categories

Eligible retail shopping20 EDGE REWARD Points per ₹200 (2X)

Cap: Accelerated earn on cumulative transactions up to ₹20,000 per month

Eligible spend above the monthly accelerated threshold earns the base rate.

Other eligible spends10 EDGE REWARD Points per ₹200

BigBasket₹500 off

Cap: Once per month

Minimum transaction ₹2,500.

Swiggy₹200 off

Cap: Twice per month

Minimum transaction ₹1,000.

Welcome & milestones

Welcome

10,000 EDGE REWARD Points, stated by Axis as worth ₹2,000Complete the first transaction within 30 days; not applicable to lifetime-free cards or Burgundy customers

Milestones

₹3,00,000 in a card anniversary year5,000 EDGE REWARD Points

Lounge rules

Domestic: 2 complimentary visits per calendar quarter after at least ₹50,000 eligible spend in the previous 3 calendar months

International: Up to 12 complimentary international lounge visits through Priority Pass; Priority Pass membership renews after ₹3,00,000 annual spend

The domestic spend gate is waived for the month of new-card issuance and the following three calendar months.

Exclusions

Utility and telecomRentWalletGovernment servicesInsuranceGold and jewelleryFuelEducation servicesTransactions converted to EMI

Recent changes

2026-08-28From 28 August 2026 the dynamic currency conversion markup rises from 1.5% to 3.5%, matching this card's cross-currency markup.

Fees

Joining: ₹3,000 + applicable taxes; Nil for Burgundy customers
Annual: ₹3,000 + applicable taxes; Nil while Burgundy status is retained
Waiver: Complete annual-fee waiver on ₹8,00,000 eligible spend in a card anniversary year; excluded reward categories are also excluded from the waiver threshold
Forex markup: 3.5% of transaction value
Fuel surcharge: 1% fuel-surcharge refund; transaction range and monthly cap are not published in the cited product-page text

Official sources

Axis Bank SELECT Credit Card product page

Issuer product page · checked 2026-07-28

Active application, Burgundy pricing, fees, annual waiver, rewards, activation and milestone benefits, Priority Pass and golf terms.

Open source ↗

Terms and Conditions for SELECT Credit Card

Issuer terms PDF · checked 2026-07-28

Current reward and spend-waiver exclusions.

Open source ↗

Axis Bank Airport Lounge Access Program

Issuer lounge-program PDF · checked 2026-07-28

Two domestic visits per quarter and ₹50,000 prior-three-month spend gate.

Open source ↗

Most Important Terms and Conditions for Axis Bank Credit Cards

Issuer MITC · checked 2026-07-30

Current cross-currency and dynamic currency conversion markups, and the notice that card terms are updated with effect from 28 August 2026.

Open source ↗

Import provenance

9cards official-source research

Imported 2026-07-28 · record axis-bank--axis-bank-select-credit-card

Import notes—not lifecycle evidence

The card is active and restricted by customer segment, but Axis provides an application path; it is therefore not classified as invite-only.

Cross-sold products and generic portfolio offers were removed.

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