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BOBCARD (Bank of Baroda) · Not published on the product page

ICSI Diamond BOBCARD

Shopping delights to add more value to your money. *Earn 5X Rewards i.e. 5 Reward Points per ₹100 spent on dining, online & utility bills.

SegmentBusiness
Joining feeNil
Annual feeNil
Reward typeIssuer-published rewards

Reward categories

Dining and specified accelerated spendsShopping delights to add more value to your money. *Earn 5X Rewards i.e. 5 Reward Points per ₹100 spent on dining, online & utility bills.
Issuer-published rewardEarn 500 reward points on spend of ₹5,000 and above within 60 days of card issuance & an additional 3999 Reward Points every quarter, on spending more than ₹1 Lac or your card's credit limit. (whichever is higher)
Fuel transactionsNote: No Reward Points are earned on fuel transactions.
Other eligible spends1 Reward Point per ₹100 spent on all other categories
Reward redemptionRedeem your reward points as cashback. All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.25
Reward cap and conditions*Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per statement cycle. Further spends in...
Issuer-published rewardUPI transactions are eligible only for core Reward Points.UPI transactions do not qualify for bonus rewards.

Welcome & milestones

Welcome

  • Earn 500 reward points on spend of ₹5,000 and above within 60 days of card issuance & an additional 3999 Reward Points every quarter, on spending more than ₹1 Lac or your card's credit limit. (whichever is higher)

Milestones

  • Issuer-published milestoneEarn 500 reward points on spend of ₹5,000 and above within 60 days of card issuance & an additional 3999 Reward Points every quarter, on spending more than ₹1 Lac or your card's credit limit. (whichever is higher)
  • Issuer-published milestone***Effective 1st Jan, 2025, Complimentary lounge access will subject to minimum spends of Rs 40,000 in the preceding calendar quarter. Visit bobcard.co.in/most-important-terms-and-condition to know Important Terms and Condition.

Lounge rules

Domestic: Enhance your airport experiences with 12 complimentary access*** passes (3 per quarter) at a long list of partner domestic airport lounges. Click Here to check the airport lounge list and eligibility criteria. Save on international spends with 2% Reduced Forex mark-up.

International: Enhance your airport experiences with 12 complimentary access*** passes (3 per quarter) at a long list of partner domestic airport lounges. Click Here to check the airport lounge list and eligibility criteria. Save on international spends with 2% Reduced Forex mark-up.

Railway: Not published on the product page

Eligibility

Age

  • Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).
  • • Age: For Salaried & Self employed: 21 to 75 years...

Income

  • • Latest Salary Slip/ Latest ITR OR (in case you have...
  • Salaried BoB Customers: ₹3 lakhs net annual income or above.
  • Self-employed BoB Customers: ₹3 lakhs annual ITR or above

Employment

  • • Age: For Salaried & Self employed: 21 to 75 years...
  • Salaried BoB Customers: ₹3 lakhs net annual income or above.
  • Self-employed BoB Customers: ₹3 lakhs annual ITR or above

Documents

  • • KYC Documents
  • • PAN card photocopy
  • Need this in your life? Apply digitally for ICSI Diamond in just 3 simple steps! Fill online application form > E-sign using Aadhaar > Verify your identity via Video KYC
  • 2. Complete e-signing with your Aadhaar.

Other benefits

  • Free Add-on card
  • Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).
  • In-built insurance cover
  • Get free Professional Indemnity Insurance Cover of up to ₹5 Lakhs, Air accident death cover of ₹15 Lakhs and Non-air accident death cover of ₹5 Lakhs.

Exclusions

Note: No Reward Points are earned on fuel transactions.

Recent changes

No effective-dated changes are currently recorded.

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