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Axis Bank ·

LIC Axis Bank Signature Credit Card

2 Plus Points per ₹100 on eligible LIC premium and foreign-currency transactions and 1 per ₹100 on other eligible spend

SegmentPremium co-branded
Joining feeNil
Annual feeNil
Reward typeLIC Plus Points

Reward categories

LIC premium payments through official LIC payment gateways and foreign-currency transactions2 Plus Points per ₹100

LIC premium payments through third-party applications are not eligible for the 2X rate.

Other eligible transactions1 Plus Point per ₹100

Subject to current excluded spend categories.

Welcome & milestones

Welcome

  • 100% cashback up to ₹300 on the first utility bill paymentComplete the first eligible utility bill payment within 30 days of card issuance

Milestones

None listed in the imported record.

Lounge rules

Domestic: 2 complimentary visits per calendar quarter after at least ₹50,000 eligible spend in the previous 3 calendar months (8 visits per calendar year)

The spend gate is waived for the month of new-card issuance and the following three calendar months.

Eligibility

Age

  • Primary cardholder: 18–70 years

Income

    Employment

      Documents

      • PAN card or Form 60/issuer-listed substitute
      • Colour photograph
      • Income proof
      • Residence proof
      • Identity proof

      Other benefits

      • Lost-card liability cover up to the credit limit
      • Axis Bank Dining Delights access

      Exclusions

      Utilities and telecomEducationRentWallet loadGovernment servicesGold and jewelleryFuelCash advancesRepaymentsEMI conversionsLIC premium payments through third-party applications do not receive 2X points

      Recent changes

      1. Axis changed reward-exclusion identification from individual MCCs to spend categories while retaining the listed exclusions.

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