Officially verifiedActive
BOBCARD (Bank of Baroda) · Not published on the product page
BOBCARD ETERNA
Earn 5X Rewards* i.e 15 Reward Points per ₹100 when you spend on dining.
SegmentRetail
Joining fee₹2499
Annual fee₹2499
Reward typeIssuer-published rewards
Reward categories
Dining and specified accelerated spendsEarn 5X Rewards* i.e 15 Reward Points per ₹100 when you spend on dining.
Travel and specified accelerated spendsEarn 5X Rewards* i.e 15 Reward Points per ₹100 on your Travel and International spends.
Issuer-published rewardWhen you shop for loved ones or yourself, you earn 5X Rewards* i.e 15 Reward Points per ₹100 on...
Issuer-published rewardEarn 10,000 bonus reward points on spending ₹50,000 within the first 60 days & 20,000 bonus reward points on spending ₹50,00,00 in a year. Know more
Fuel transactionsNote: No Reward Points are earned on fuel transactions.
Other eligible spends3 Reward Points for every ₹100 spent on other categories*.
Reward redemptionRedeem your reward points as cashback. All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.25
Reward cap and conditions*Please note that 5X Rewards are capped at 5,000 Reward Points on the mentioned categories per statement cycle. Further spends in that statement cycle on these categories will earn Reward Points at the regular earn rate. Reward program is not applicable on select MCCs and fuel.
Welcome & milestones
Welcome
- Not published on the product page
Milestones
- Issuer-published milestoneJust ₹2499 in Joining & Annual Fees. Enjoy joining & annual fee waiver on milestone spends.
- Issuer-published milestoneEarn 10,000 bonus reward points on spending ₹50,000 within the first 60 days & 20,000 bonus reward points on spending ₹50,00,00 in a year. Know more
- Issuer-published milestone***First year fee will levied in the 3rd bill statement from the card issuance month, provided Spends milestone criteria not met. First year fee waiver and annual fee reversal is applicable only to non-delinquent credit cardholders.
Lounge rules
Domestic: Witness enhanced travel experiences with Unlimited Complimentary Access to Domestic Airport lounges^^. Click Here to check the airport lounge list and eligibility criteria.
International: Not published on the product page
Railway: Not published on the product page
Eligibility
Age
- Get up to 3 lifetime free add-on cards for your spouse, parents, siblings, or kids (above age 18).
Income
- • Salaried/Self-employed with Net Annual Income > ₹12 Lakh.
Employment
- • Salaried/Self-employed with Net Annual Income > ₹12 Lakh.
- • Salaried: Bank Statement reflecting salary credit for last 2 months. Salary Slips, if submitted, to be accompanied with bank statement...
Documents
- Not published on the product page
Other benefits
- Movie Magic & Shopping Fun
- Delight in the latest flicks with your near and dear, via a Buy One Get One Offer on movie tickets with District with upto ₹250 per month.
- Designed for high-performers in life to offer lifestyle & travel privileges with smart savings valued upto ₹81000*.
- Be it a lifestyle upgrade, a new adventure, or a change of professional pace, ETERNA gives you the power to step up and seize the day.
- Limited Period Lifetime Free Card Offer.
- Free Add-on card
- Get up to 3 lifetime free add-on cards for your spouse, parents, siblings, or kids (above age 18).
- In-built insurance cover
- Get free Personal Accidental Death Cover to ensure financial protection of your family (Air: ₹1 Crs, Non-Air: ₹10 Lakhs).
Exclusions
Recent changes
No effective-dated changes are currently recorded.
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