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Axis Bank · Mastercard

Axis Bank Magnus Credit Card

12 EDGE REWARD Points per ₹200 up to ₹1.5 lakh monthly eligible spend, 35 per ₹200 on incremental eligible spend within the published cap, and 5X on Travel EDGE

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SegmentSuper Premium
Joining feeNot published on the cited Axis card-specific sources
Annual fee₹12,500 + taxes
Reward typeEDGE REWARD Points

Reward categories

Eligible monthly spend up to ₹1,50,00012 EDGE REWARD Points per ₹200

Cap: Applies through ₹1,50,000 of eligible calendar-month spend

Incremental eligible monthly spend above ₹1,50,00035 EDGE REWARD Points per ₹200

Cap: Accelerated spend is capped at the assigned card limit plus ₹1,50,000 per calendar month; earn reverts to 12 points per ₹200 afterward

Travel EDGE spends5X EDGE REWARD Points

Cap: Not published on the cited Axis product page

Welcome & milestones

Welcome

  • Choice of a Luxe gift card, The Postcard Hotels gift voucher or Yatra gift voucher worth ₹12,500Not published on the cited Axis product page

Milestones

None listed in the imported record.

Lounge rules

Domestic: Unlimited visits to eligible domestic airport lounges

International: Unlimited visits plus 4 guest visits per year with Priority Pass

Railway: Not published on the cited Axis sources

Guest entitlement is 4 visits per year from 20 April 2024

Exclusions

Utility and telecomRent (Axis terms reference a ₹50,000 monthly rent cap in the exclusion treatment)WalletGovernment spendsInsuranceGold and jewelleryFuelCash advancesRepayments

Recent changes

  1. International-lounge guest entitlement was revised to 4 guest visits per year.
  2. Axis revised the accelerated 35-point earn structure and changed exclusion identification from MCCs to spend-category classification.
  3. From 28 August 2026 the dynamic currency conversion markup rises from 1.5% to 2%, matching this card's cross-currency markup.

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