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AU Small Finance Bank · Not published on the product page

AU Bank Xcite Ace Credit Card

Up to 3% cashback on monthly spends through milestone-based earning

SegmentPremium
Joining feeNot published on the product page
Annual fee₹749 + applicable taxes
Reward typeCashback

Reward categories

Eligible monthly spendsUp to 3% cashback

Cap: Milestone-based; exact tier thresholds are not published on the product page

Welcome & milestones

Welcome

No welcome benefit is currently recorded.

Milestones

  • Issuer-defined monthly spend milestonesCashback up to 3%

Lounge rules

Domestic: 2 complimentary domestic airport lounge visits per quarter, subject to ₹50,000 minimum spend in the previous quarter

Railway: 8 complimentary railway lounge visits per annum, maximum 2 per calendar quarter

Eligibility

Age

  • Salaried primary cardholder: 21 to 60 years
  • Self-employed primary cardholder: 25 to 65 years
  • Add-on cardholder: over 18 years

Income

    Employment

    • Salaried or self-employed

    Documents

    • Resident Indian

    Other benefits

    • Air accident cover of ₹50 lakh
    • Complimentary device protection and one-year extended warranty on eligible electronics
    • Global concierge assistance
    • Xpress EMI

    Exclusions

    Recent changes

    No effective-dated changes are currently recorded.

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