Axis Bank Vistara Signature Credit Card

4 Maharaja Points per ₹200 of eligible spend; card usage and point earning continue until further notice

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SegmentPremium Travel

Joining feeNot applicable — sourcing of Axis Bank Vistara Credit Cards is discontinued

Annual feeWaived from the cardholder's next renewal cycle under the interim post-merger terms

Reward typeMaharaja Points

Reward categories

Eligible domestic and international spends4 Maharaja Points per ₹200

Point validity and redemption follow Air India's Maharaja Club terms.

Welcome & milestones

Welcome

No welcome benefit is currently recorded.

Milestones

None listed in the imported record.

Lounge rules

Domestic: 2 complimentary visits per calendar quarter after at least ₹50,000 eligible spend in the previous 3 calendar months

Lounge access, three complimentary golf rounds and other non-airline card benefits continue under the interim post-merger terms.

Exclusions

RentWallet loadUtility bill paymentGovernment servicesInsuranceJewelleryGoldSilverPrecious stones and metalsWatches

Recent changes

2025-04-18From each cardholder's next renewal cycle, Axis waives the annual fee and discontinues Maharaja Club Silver membership, renewal premium-economy vouchers and spend-milestone ticket/voucher benefits; Maharaja Point earning, card usage, lounge access, golf and other non-airline benefits continue until further notice.

Fees

Joining: Not applicable — sourcing of Axis Bank Vistara Credit Cards is discontinued
Annual: Waived from the cardholder's next renewal cycle under the interim post-merger terms
Waiver: All renewal annual fees are waived under the current interim post-merger terms
Forex markup: 3.5% of transaction value

Official sources

Axis Bank Vistara Signature Credit Card product page

Issuer archived/service product page · checked 2026-07-28

Explicit sourcing-discontinued notice, 4-point earn, continuing golf feature and legacy fee table. Legacy airline benefits were superseded by the post-merger terms.

Open source ↗

Revision of Axis Bank Vistara Credit Card Terms and Conditions post Vistara merger with Air India

Issuer programme-status PDF · checked 2026-07-28

Controlling current source for annual-fee waiver, discontinued airline benefits, continuing Maharaja Point earn, ongoing card use, other continuing benefits and reward exclusions.

Open source ↗

Axis Bank Airport Lounge Access Program

Issuer lounge-program PDF · checked 2026-07-28

Vistara Signature two-visit quarterly allowance and ₹50,000 prior-three-month spend gate.

Open source ↗

Import provenance

9cards official-source research

Imported 2026-07-28 · record axis-bank--axis-bank-vistara-signature-credit-card

Import notes—not lifecycle evidence

Lifecycle reflects Axis's explicit sourcing-discontinued notice.

Legacy Silver-tier, renewal-ticket and milestone-ticket benefits were removed under the current post-merger programme terms.

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