Officially verifiedActive

Axis Bank · Mastercard

Flipkart Axis Bank Credit Card

7.5% on Myntra, 5% on Flipkart and Cleartrip, 4% at preferred merchants and 1% on other eligible spends

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SegmentEntry

Joining feeNil under the limited-period first-year-free offer

Annual fee₹500 + applicable taxes from the second year

Reward typeCashback

Reward categories

Myntra7.5% cashback

Cap: ₹4,000 per statement quarter

Flipkart5% cashback

Cap: ₹4,000 per statement quarter

Cleartrip5% cashback

Cap: ₹4,000 per statement quarter

Axis-published preferred merchants4% cashback

Cap: Unlimited

Merchant eligibility follows Axis Bank's separately published preferred-merchant list.

Other eligible spends1% cashback

Cap: Unlimited

Welcome & milestones

Welcome

Flipkart voucher worth ₹250Complete the first transaction within 30 days; available only when joining and annual fees are charged, not on the current first-year-free offer
50% off up to ₹100 on a Swiggy food orderFirst-time Swiggy users; coupon AXISFKNEW; available to paid and first-year-free cards

Milestones

None listed in the imported record.

Lounge rules

Domestic: No complimentary lounge access; the benefit was discontinued effective 20 June 2025

The current Axis lounge-program PDF explicitly states that this card no longer offers complimentary lounge access.

Exclusions

Utility and telecomEducationRentWallet loadGovernment servicesInsuranceGold and jewelleryFuelFinancial institutionsCash advancesEMI transactions

Recent changes

2025-06-20Myntra cashback became 7.5% capped at ₹4,000 per statement quarter; Flipkart and Cleartrip remained at 5% with separate ₹4,000 quarterly caps.
2025-06-20Complimentary domestic airport lounge access was discontinued.
2025-06-20The paid-card Flipkart welcome voucher was revised to ₹250.

Fees

Joining: Nil under the limited-period first-year-free offer
Annual: ₹500 + applicable taxes from the second year
Waiver: Annual fee waived on annual spends above ₹3,50,000; rent MCC 6513 and wallet MCC 6540 are excluded
Forex markup: 3.5% of transaction value
Fuel surcharge: 1% for fuel transactions of ₹400–₹4,000, capped at ₹400 per statement cycle; GST on surcharge is not refunded

Official sources

Flipkart Axis Bank Credit Card product page

Issuer product page · checked 2026-07-28

Active application, current limited-period joining fee, annual fee and waiver, cashback rates and caps, welcome benefits, foreign-currency fee and fuel waiver.

Open source ↗

Terms and Conditions — Flipkart Axis Bank Credit Card

Issuer terms PDF · checked 2026-07-28

20 June 2025 cashback changes, merchant caps, excluded categories, paid-card welcome-voucher revision and lounge discontinuation.

Open source ↗

Axis Bank Airport Lounge Access Program

Issuer lounge-program PDF · checked 2026-07-28

Explicit confirmation that complimentary lounge access ended on 20 June 2025.

Open source ↗

Import provenance

9cards official-source research

Imported 2026-07-28 · record axis-bank--flipkart-axisbank-credit-card

Import notes—not lifecycle evidence

Preserved established public slug axis-flipkart-credit-card.

Removed the prior secondary-source verification note and reconciled all claims to current Axis sources.

Distinguished the 3.5% foreign-currency fee from the separate 1.5% dynamic-currency-conversion markup.

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