ICICI Bank · RuPay
ICICI Bank Coral RuPay Credit Card
2 Reward Points per ₹100 on eligible spends; 1 point per ₹100 on utilities and insurance
Reward categories
RuPay merchant UPI payments follow the card's eligible-spend treatment; no separate UPI earn rate is published.
Cap: Up to ₹100 on a minimum purchase of 2 tickets; issuer-published usage limits apply
From 1 April 2026, eligibility requires ₹25,000 spend in the preceding spends quarter.
Welcome & milestones
Welcome
No welcome benefit is currently recorded.
Milestones
- ₹2,00,000 in a calendar year2,000 additional Reward Points
- Each additional ₹1,00,000 in the same calendar year1,000 additional Reward Points, subject to the issuer's annual maximum of 10,000 additional points
Lounge rules
Domestic: 1 complimentary domestic airport lounge visit in the following calendar quarter after ₹75,000 spend in the preceding spends quarter; primary cardholder only
Railway: 1 complimentary visit to select railway lounges per quarter
No international lounge entitlement is published for Coral.
Eligibility
Age
- Primary applicant: 21–65 years
Income
Employment
Documents
Other benefits
- Can be linked to supported UPI applications for eligible merchant payments
- ICICI Bank Culinary Treats dining offers
Exclusions
Recent changes
- BookMyShow eligibility became conditional on ₹25,000 spend in the preceding spends quarter.
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