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Axis Bank · RuPay

Axis Bank Neo Credit Card

1 EDGE REWARD Point per ₹200 plus card-specific Zomato, Paytm, Blinkit and BookMyShow savings

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SegmentEntry
Joining fee₹250 + applicable taxes
Annual fee₹250 + applicable taxes from the second year
Reward typeEDGE REWARD Points and merchant discounts

Reward categories

Eligible retail spends1 EDGE REWARD Point per ₹200

Subject to the excluded categories in the card terms.

Zomato food deliveryFlat ₹120 off

Cap: Twice per month

Minimum order ₹499; coupon AXISNEO.

Utility bill payments through Paytm5% discount

Cap: Illustrated by Axis as up to ₹150 per month

Applies to eligible mobile recharge, broadband and DTH payments through Paytm.

Blinkit10% discount

Cap: Up to ₹250 once per month

Minimum spend ₹750.

BookMyShow movie tickets10% discount

Cap: Up to ₹100 per month

Welcome & milestones

Welcome

  • 100% cashback up to ₹300 on the first utility bill paymentComplete the eligible utility payment within 30 days of card issuance

Milestones

None listed in the imported record.

Lounge rules

No domestic airport lounge rule is listed.

The card is not included in Axis Bank's cited complimentary domestic-lounge card list.

Exclusions

Utility and telecomEducation servicesRentWalletGovernment spendsInsuranceFuelCash advancesRepayments

Recent changes

  1. Axis updated the NEO terms, including category-based identification of reward exclusions.
  2. From 28 August 2026 the dynamic currency conversion markup rises from 1.5% to 3.5%, matching this card's cross-currency markup.

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