Checked 24 July 2026
Bank of Baroda · Mastercard
BOBCARD CASHBACK
5% back on eligible online spends
Annual fee₹499 + taxes (or ₹49/month)
Fee waiverNo published spend-based waiver; a monthly-fee plan is available instead.
Card typeCashback
NetworkMastercard
In one line
5% cashback (4% accelerated plus 1% base) on select online spends, capped at ₹1,500 a month, and an unlimited 1% base cashback on all other spends.
Where it earns its place
- +Cashback auto-credits to the statement on the billing date
- +Unlimited 1% base cashback beyond the capped online tier
- +Low entry fee with a flexible monthly-payment option
What to watch
- !The accelerated 4% online tier needs at least 4 card transactions in the statement cycle
- !The accelerated portion is capped at ₹1,500 cashback a month
- !A long list of categories, including fuel, rent, wallets and groceries, is excluded
Primary source
BOBCARD product page
Open source ↗Last checked 24 July 2026. Issuer pages and schedules can change without notice.
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