Checked 24 July 2026

HSBC India · Visa

HSBC Live+ Credit Card

10% back on eligible dining, delivery and groceries

dininggroceriesfood deliverycashback
Illustrative white, red and cobalt artwork for HSBC Live Plus credit card
Original 9cards illustration—not issuer-supplied artwork.
Annual fee₹999 + taxes
Fee waiverPublished waiver above ₹2 lakh annual spend.
Card typeDining & grocery
NetworkVisa

In one line

10% accelerated cashback up to ₹1,000 a month across eligible dining, food delivery and grocery spends, plus 1.5% on most other eligible spends.

Where it earns its place

  • +One accelerated tier across dining and groceries
  • +Strong 1.5% fallback rate on most eligible spends
  • +Airport lounge access adds travel utility

What to watch

  • !The 10% tier is capped at ₹1,000 cashback monthly
  • !Eligibility is limited to HSBC-serviced locations
  • !Check excluded merchant categories
Primary source
HSBC India product page

Last checked 24 July 2026. Issuer pages and schedules can change without notice.

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