Checked 2 September 2026
SBI Card · Visa
Cashback SBI Card
5% back on eligible online spends
Annual fee₹999 + taxes
Fee waiverWidely reported at ₹2 lakh annual spend, but not published in SBI Card's FAQ; check the Key Fact Statement.
Card typeCashback
NetworkVisa
In one line
5% eligible online cashback capped at ₹2,000 a statement cycle and 1% eligible offline cashback capped at ₹2,000, with total cashback capped at ₹4,000 a cycle since 1 April 2026.
Where it earns its place
- +Broad online cashback without a merchant tie-in
- +Cashback posts to the card account
- +Useful for mixed online shopping baskets
What to watch
- !Capped at ₹2,000 online and ₹2,000 offline a statement cycle, ₹4,000 in total
- !Digital gaming, tolls and government transactions stopped earning on 1 April 2026
- !Utility, insurance, fuel, rent, wallet, education, jewellery and railways are also excluded
- !No airport lounge benefit in the core proposition
Primary source
SBI Card revision notice and product FAQ
Open source ↗Last checked 2 September 2026. Issuer pages and schedules can change without notice.
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