Research neededUnknown

SBM Bank India · Network not confirmed by current first-party sources for this exact slug

SBM OneCard Credit Card

5X rewards on the top two monthly spend categories

Check official issuer source ↗Compare against another card →

SegmentSecured

Joining fee₹0

Annual fee₹0

Reward typeReward Points

Reward categories

Top two monthly spend categories5X reward points

Cap: Current detailed qualification rules are available in the OneCard app

OneCard states that points are credited instantly, do not expire and can include fractional points.

Welcome & milestones

Welcome

No welcome benefit is currently recorded.

Milestones

None listed in the imported record.

Lounge rules

No domestic airport lounge rule is listed.

No complimentary lounge benefit is published for the checked SBM OneCard listing.

Eligibility

Age

Income

Employment

Documents

Fixed deposit with SBM Bank India for the secured programme

Other benefits

App-based card controls
Metal-card proposition where offered
EMI management through the OneCard app

Exclusions

Detailed current reward exclusions are not publicly documented for the SBM-specific programme

Recent changes

No effective-dated changes are currently recorded.

Fees

Joining: ₹0
Annual: ₹0
Forex markup: 1% + applicable taxes
Fuel surcharge: Not confirmed for the current SBM-specific programme

Official sources

SBM Bank India secured and co-branded credit cards

Issuer product directory · checked 2026-07-28

Currently lists SBM OneCard as an FD-backed app-based secured credit card, but does not identify a network-specific variant.

Open source ↗

OneCard product page

Official co-brand product page · checked 2026-07-28

Generic OneCard fees, 5X rewards and app/metal-card features; not specific to the current SBM network variant.

Open source ↗

OneCard SBM terms and conditions

Official co-brand terms · checked 2026-07-28

Identifies SBM Bank India as issuer, but the published terms are dated and do not prove the exact current network variant.

Open source ↗

Import provenance

9cards official-source research

Imported 2026-07-28 · record sbm-onecard-review-2026-07-28

Import notes—not lifecycle evidence

SBM currently lists OneCard, but first-party sources do not establish that the seed's separate Visa/metal/FD-backed record is a distinct currently issued variant; retained needs_review.

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