Officially verifiedActive

Axis Bank ·

Reserve Credit Card

15 EDGE REWARD Points per ₹200 on eligible domestic spend and 30 per ₹200 on eligible international spend up to the assigned credit limit per calendar month

SegmentSuper-premium
Joining fee₹50,000 + applicable taxes
Annual fee₹50,000 + applicable taxes
Reward typeEDGE REWARD Points

Reward categories

Eligible domestic transactions15 EDGE REWARD Points per ₹200

Current excluded categories do not earn points.

Eligible international transactions30 EDGE REWARD Points per ₹200 (2X)

Cap: Accelerated rate applies to eligible international spend up to the assigned credit limit per calendar month; further eligible international spend earns 15 points per ₹200

Temporary limit enhancements do not increase the accelerated cap.

Welcome & milestones

Welcome

No welcome benefit is currently recorded.

Milestones

None listed in the imported record.

Lounge rules

Domestic: Unlimited complimentary visits for primary and add-on cardholders, plus 12 complimentary guest visits per year; the standard ₹50,000 spend gate is waived for Reserve

International: Unlimited complimentary Priority Pass visits for the primary cardholder plus 12 guest visits per calendar year

Lounge availability remains subject to participating-lounge rules and capacity.

Other benefits

  • Airport concierge services
  • Club ITC Culinaire membership
  • Accor Plus membership
  • Marriott Asia Pacific membership
  • Postcard Hotel savings
  • Golf rounds
  • EazyDiner Prime membership
  • BookMyShow tickets

Exclusions

Utilities and telecomRentWalletGovernment spendsInsuranceGold and jewelleryFuelCash advancesRepayments

Recent changes

  1. The annual 50,000 EDGE REWARD Point benefit and complimentary luxury airport transfers were discontinued; additional reward and fee-waiver exclusions took effect.
  2. International earn became 30 points per ₹200 up to the assigned credit limit per calendar month, then 15 points per ₹200; exclusion identification moved to spend categories.
  3. Offers at Oberoi hotels and resorts were discontinued.

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