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IndusInd Bank · Visa

IndusInd Bank Legend Credit Card

2 Reward Points per ₹100 on weekends and 1 Reward Point per ₹100 on weekdays

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SegmentMid
Joining fee₹5,000 + applicable taxes under the current Premium Credit Card MITC; actual fee is communicated at application and may depend on the selected welcome-gift fee point
Annual feeNil
Reward typeReward Points

Reward categories

Weekend spends2 Reward Points per ₹100

Cap: Rewards are earned only on spends up to the assigned credit limit in each statement cycle

Weekday spends1 Reward Point per ₹100

Cap: Rewards are earned only on spends up to the assigned credit limit in each statement cycle

Utility, insurance, government, education and real-estate/rental payments0.70 Reward Point per ₹100 on weekdays and weekends

Cap: Rewards are earned only on spends up to the assigned credit limit in each statement cycle

Current issuer rewards-program revision describes these as an indicative set of reduced-earn merchant categories.

Welcome & milestones

Welcome

  • Choice of welcome gift at selected fee pointsAvailability and applicable fee point must be confirmed with IndusInd Bank phone banking or the sales representative

Milestones

  • ₹5,00,000 or more in one year from card issuance3,000 bonus Reward Points, credited within 45 days after completion of the year

Lounge rules

Domestic: Complimentary lounge access was discontinued effective 7 March 2025

International: Priority Pass membership is available on request, but each cardholder or guest visit is chargeable up to USD 35 per person; it is not complimentary lounge access

The issuer product page explicitly states that lounge access was discontinued. The current MITC and Priority Pass terms preserve only chargeable usage.

Eligibility

Age

    Income

      Employment

        Documents

        • Approval and the actual joining-fee offer are subject to IndusInd Bank's assessment and application-stage communication

        Other benefits

        • Buy one get one BookMyShow movie ticket once per month, with the free ticket capped at ₹200 and a minimum booking of 2 tickets, subject to quota and terms
        • Discounted 1.8% foreign-currency markup on primary and add-on card transactions
        • Concierge and auto-assist services published on the Legend product page
        • Travel-insurance and total-protect benefits, subject to the applicable insurance terms
        • Reward Points remain live while the credit-card account remains active

        Exclusions

        Fuel transactions do not earn Reward PointsSpends above the assigned credit limit in a statement cycle do not earn Reward PointsFuel, transport and tolls, utilities, insurance, education, telecommunications, security brokers, cleaning and maintenance, janitorial services and government-institution spends do not count toward the ₹5 lakh annual bonus milestone

        Recent changes

        1. Cash redemption became limited to 5,000 Reward Points per calendar month.
        2. Legend annual bonus revised to 3,000 Reward Points on ₹5,00,000 eligible annual spend, with specified low-MCC categories excluded.
        3. Complimentary lounge access was discontinued.

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