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BOBCARD (Bank of Baroda) · Not published on the product page

CMA One BOBCARD

Shopping delights to add more value to your money. *Earn 5X Rewards i.e. 5 Reward Points per ₹100 spent on dining, online & utility bills.

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SegmentBusiness
Joining fee₹1
Annual feeNil
Reward typeIssuer-published rewards

Reward categories

Dining and specified accelerated spendsShopping delights to add more value to your money. *Earn 5X Rewards i.e. 5 Reward Points per ₹100 spent on dining, online & utility bills.
Issuer-published rewardEarn 500 reward points on spend of ₹5,000 and above within 60 days of card issuance & an additional 4,000 reward points every quarter, on spending more than ₹1Lac or your card's credit limit.(whichever is higher)
Fuel transactionsNote: No Reward Points are earned on fuel transactions.
Other eligible spends1 Reward Point per ₹100 spent on all other categories
Reward redemptionRedeem your reward points as cashback. All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.25
Reward cap and conditions*Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per statement cycle. Further spends in that statement cycle on these categories will earn Reward Points at the regular earn rate. Reward program is not applicable on select MCCs and Fuel.
Issuer-published rewardUPI transactions are eligible only for core Reward Points. UPI transactions do not qualify for bonus rewards.
Dining and specified accelerated spendsThe CMA One BOBCARD Credit Card is an exclusive, lifetime-free credit card designed for ICMAI professionals. It comes with 5X rewards on dining, utility & online spends, airport lounge access on milestone spends achievement, insurance cover, and more – all with ₹1 joining and zero annual fees.

Welcome & milestones

Welcome

  • Earn 500 reward points on spend of ₹5,000 and above within 60 days of card issuance & an additional 4,000 reward points every quarter, on spending more than ₹1Lac or your card's credit limit.(whichever is higher)

Milestones

  • Issuer-published milestoneEarn 500 reward points on spend of ₹5,000 and above within 60 days of card issuance & an additional 4,000 reward points every quarter, on spending more than ₹1Lac or your card's credit limit.(whichever is higher)
  • Issuer-published milestone***Effective 1st Jan, 2025, Complimentary lounge access will subject to minimum spends of Rs 40,000 in the preceding calendar quarter. Visit bobcard.co.in/most-important-terms-and-condition to know Important Terms and Condition.
  • Issuer-published milestoneThe CMA One BOBCARD Credit Card is an exclusive, lifetime-free credit card designed for ICMAI professionals. It comes with 5X rewards on dining, utility & online spends, airport lounge access on milestone spends achievement, insurance cover, and more – all with ₹1 joining and zero annual fees.

Lounge rules

Domestic: Enhance your airport experiences with 12 complimentary access*** passes (3 per quarter) at a long list of partner domestic airport lounges. Click Here to check the airport lounge list and eligibility criteria. Save on international spends with 2% Reduced Forex mark-up.

International: Enhance your airport experiences with 12 complimentary access*** passes (3 per quarter) at a long list of partner domestic airport lounges. Click Here to check the airport lounge list and eligibility criteria. Save on international spends with 2% Reduced Forex mark-up.

Railway: Not published on the product page

Eligibility

Age

  • Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).
  • • Age: For Salaried & Self employed: 21 to 75 years...

Income

  • • Latest Salary Slip/ Latest ITR OR (in case you have...
  • Salaried Customers: ₹3 lakhs net annual income or above.
  • Self-employed Customers: ₹3 lakhs annual ITR or above

Employment

  • • Age: For Salaried & Self employed: 21 to 75 years...
  • Salaried Customers: ₹3 lakhs net annual income or above.
  • Self-employed Customers: ₹3 lakhs annual ITR or above

Documents

  • • KYC Documents
  • • PAN card photocopy
  • Can't wait to start saving? Apply digitally for CMA One in just 3 simple steps! Fill online application form > E-sign using Aadhaar > Verify your identity via Video KYC
  • 2. Complete e-signing with your Aadhaar.

Other benefits

  • Free Add-on card
  • Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).
  • In-built insurance cover
  • Get free Professional Indemnity Insurance Cover of up to ₹5 Lakhs, Air accident death cover of ₹15 Lakhs and Non-air accident death cover of ₹5 Lakhs.

Exclusions

Note: No Reward Points are earned on fuel transactions.*Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per statement cycle. Further spends in that statement cycle on these categories will earn Reward Points at the regular earn rate. Reward program is not applicable on select MCCs and Fuel.

Recent changes

No effective-dated changes are currently recorded.

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