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State Bank of India · Visa, Mastercard, American Express

SBI Card PRIME

10 RP/₹100 on dining, grocery, departmental stores and movies; 2 RP/₹100 on other eligible retail spend

SegmentPremium
Joining fee₹2,999 + taxes
Annual fee₹2,999 + taxes
Reward typeReward Points

Reward categories

Dining, departmental stores, movies and grocery10 reward points per ₹100

Accelerated eligibility depends on the merchant category supplied by the payment network.

Utility bills paid through registered standing instructions20 reward points per ₹100

Cap: Accelerated rate up to 3,000 reward points; 2 reward points per ₹100 thereafter

Eligible birthday spend20 reward points per ₹100

Cap: 2,000 reward points per calendar year

Applies one day before, on and one day after the recorded birthday.

Other eligible retail spend2 reward points per ₹100

Fuel is excluded.

Welcome & milestones

Welcome

  • Welcome e-gift voucher worth ₹3,000On payment of the joining fee, subject to issuer terms

Milestones

  • ₹50,000 in a calendar quarterPizza Hut e-voucher worth ₹1,000
  • ₹3,00,000 in a membership yearRenewal-fee waiver
  • ₹5,00,000 in a membership yearYatra.com or Pantaloons e-gift voucher worth ₹7,000

Lounge rules

Domestic: 8 complimentary domestic airport lounge visits per calendar year

International: 4 complimentary Priority Pass lounge visits per calendar year outside India, capped at 2 per quarter

The product page states complimentary Priority Pass membership worth US$99. Participating lounges and entry rules remain subject to the issuer/network lists.

Exclusions

FuelCash advancesBalance transfersFees and charges

Recent changes

  1. Redeeming Reward Points as statement credit became capped at 60,000 points per month and permitted only in multiples of 4,000 points.

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