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AU Small Finance Bank · Visa, RuPay

AU Bank ABC Pro Credit Card

6 RP/₹200 online, 4 RP/₹200 offline, category acceleration and 10% Ola cashback

SegmentPremium
Joining fee₹999 + applicable taxes
Annual fee₹999 + applicable taxes
Reward typeReward Points and Cashback

Reward categories

Online spends6 Reward Points per ₹200

Accelerated rewards do not apply to EMI, cash withdrawals, BBPS, fuel, insurance, jewellery or rent.

Offline spends4 Reward Points per ₹200

Accelerated rewards do not apply to EMI, cash withdrawals, BBPS, fuel, insurance, jewellery or rent.

Travel, dining, entertainment and international spends10 Reward Points per ₹200

Issuer product page describes this separately from the online/offline earn rates.

Ola bookings10% cashback

Cap: ₹200 per statement cycle

Welcome & milestones

Welcome

  • 1,000 bonus Reward PointsMake the first transaction within 30 days of card setup

Milestones

  • ₹2.5 lakh retail spends in a card anniversary yearComplimentary EazyDiner membership

Lounge rules

Domestic: 2 complimentary domestic airport lounge visits per quarter, subject to ₹20,000 spend in the calendar quarter

International: 1 complimentary Priority Pass lounge visit per calendar year; Priority Pass use within India and visits beyond the allowance are chargeable

Guest visits are chargeable.

Eligibility

Age

  • Salaried primary cardholder: 21 to 60 years
  • Self-employed primary cardholder: 25 to 65 years
  • Add-on cardholder: over 18 years

Income

    Employment

    • Salaried or self-employed

    Documents

    • Resident Indian

    Other benefits

    • Silver Spoon dining discounts of up to 30% at selected partner restaurants
    • Up to 48 days interest-free credit period
    • Comprehensive card liability, air accident and travel protection cover
    • Contactless payments and Xpress EMI

    Exclusions

    Reward Points excluded for MCC 5172, 5541, 5542, 5552, 5983, 6513, 5094, 5944, 5960 and 6300Cash withdrawalsBBPSEMI transactions

    Recent changes

    No effective-dated changes are currently recorded.

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