Officially verifiedActive
BOBCARD (Bank of Baroda) · Not published on the product page
BOBCARD EMPOWER
Earn 500 Reward Points on spent of ₹5,000 within 60 days of card issuance.
SegmentRetail
Joining feeNil
Annual fee₹500
Reward typeIssuer-published rewards
Reward categories
Issuer-published rewardEarn 500 Reward Points on spent of ₹5,000 within 60 days of card issuance.
Reward redemptionGet up to 50 days of interest-free credit period to support your business credit needs. Earn unlimited cashback on spends with 1 reward point for every ₹100 spent. Redeem your reward points* as cashback with no maximum capping on reward points to earn.
Reward redemptionEarn 1 Reward Point for every ₹100 spent on all other MCCs*. All your accumulated reward points can be redeemed for cashback @1 reward point = ₹0.25
Reward cap and conditionsEarn 5X Reward point, i.e. 5 Reward Points for every ₹100 spent on Utility (MCC 4900) subject to maximum of 1000 reward points per statement cycle
Reward redemption*Reward program is not applicable on select MCCs and Fuel.Reward points can be redeemed as cashback @₹0.25 per reward point.
Fuel transactionsThe value of the fuel transaction on the charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. No Reward Points are earned on fuel transactions.
Welcome & milestones
Welcome
- Earn 500 Reward Points on spent of ₹5,000 within 60 days of card issuance.
Milestones
- Issuer-published milestoneZero Joining Fee. Annual Fee of ₹500 waived on anniversary spends of ₹50,000.
Lounge rules
Domestic: Not published on the product page
International: Not published on the product page
Railway: Not published on the product page
Eligibility
Age
- • Age: For Self-Employed: 24 to 65 years (Primary Cardholder)
Income
- Not published on the product page
Employment
- Made for Proprietors and Self-Employed segments, EMPOWER is your smart solution to manage all business expenses in an efficient maner.
- • Age: For Self-Employed: 24 to 65 years (Primary Cardholder)
- • BOB/Non BOB Self-employed customers are eligible.
- Exclusively designed for Proprietors and Self-Employed individuals. EMPOWER is not just a card; it's your smart business partner.
Documents
- Apply digitally in just 3 simple steps! Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC
Other benefits
- Take control of your EMPOWER card activities with a Self-Care Portal, tailor-made just for you. Get your card-related queries answered without any delay with 24*7 IVR support (Toll-free no. 1800-103-1006). Repay your bills anytime with multiple bill payment modes:
Exclusions
Recent changes
No effective-dated changes are currently recorded.
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