Officially verifiedActive

SBM Bank India · RuPay

SBM ZET Credit Card

Brand-voucher discounts for all users and 2% cashback on ZET UPI for ZET Plus subscribers

SegmentEntry
Joining fee₹0
Annual fee₹0
Reward typeCashback and ZCoins

Reward categories

ZET UPI transactions for ZET Plus subscribers2% cashback

Cap: Current subscription and programme terms apply

ZET Plus is advertised at ₹3 per day.

Amazon Pay and Flipkart vouchersFlat 5% cashback

Cap: Current voucher terms apply

Participating brand vouchersUp to 15% cashback

Cap: Current merchant and voucher terms apply

The product page also advertises discounts at Swiggy, Zomato, Instamart and BookMyShow.

Welcome & milestones

Welcome

No welcome benefit is currently recorded.

Milestones

None listed in the imported record.

Lounge rules

No domestic airport lounge rule is listed.

The current MITC states that Priority Pass is not applicable and lounge access is not available.

Eligibility

Age

    Income

      Employment

        Documents

        • Indian resident
        • Linked SBM fixed deposit
        • Current product page states a ₹2,000 minimum FD; the linked older MITC states ₹5,000, so the app controls

        Other benefits

        • Credit limit is stated as 90% of the fixed-deposit amount in the MITC
        • UPI merchant payments through ZET UPI
        • Eligible transactions of ₹1,000 or more can be converted to 3, 6, 9 or 12-month EMI
        • Fixed deposit continues to earn interest

        Exclusions

        Cash and EMI transactions do not earn reward points under the MITCAdditional merchant and reward exclusions follow current app terms

        Recent changes

        No effective-dated changes are currently recorded.

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