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Axis Bank ·

Axis Bank Freecharge Plus Credit Card

5% cashback on Freecharge spends, 2% on local commute and 1% on other eligible spends

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SegmentEntry
Joining fee₹350
Annual feeNil in the first year; ₹350 from the second year
Reward typeCashback

Reward categories

Eligible Freecharge spends5% cashback

Cap: Not published on the cited Axis sources

Utility and telecom spends outside the Freecharge application are excluded

Eligible local commute spends2% cashback

Cap: Not published on the cited Axis sources

Other eligible spends1% cashback

Cap: Not published on the cited Axis sources

Welcome & milestones

Welcome

No welcome benefit is currently recorded.

Milestones

None listed in the imported record.

Lounge rules

Domestic: Not published on the cited Axis sources

International: Not published on the cited Axis sources

Railway: Not published on the cited Axis sources

The cited product page does not publish a complimentary lounge benefit

Exclusions

Utility and telecom outside the Freecharge applicationEducationRentWallet loadGovernment servicesInsuranceGold and jewelleryFuelFinancial institutionsCash advancesRepaymentsGift-card purchases

Recent changes

  1. Axis retained the cashback and fee-waiver exclusions but changed their identification from four-digit MCCs to spend-category classification.

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