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AU Small Finance Bank · RuPay, Visa

AU Zaggle Credit Card

Up to 8% Zagg Coins on UPI or Tap & Pay and up to 4% on e-commerce

SegmentEntry
Joining fee₹0 (Lifetime Free)
Annual fee₹0 (Lifetime Free)
Reward typeZagg Coins

Reward categories

zagg.money UPI spends on the RuPay variant4% Zagg Coins; 8% after zagg.money UPI spends exceed ₹10,000 in a statement cycle

Cap: 2,000 Zagg Coins per statement cycle

Eligible transactions must be at least ₹500.

UPI spends through other apps on the RuPay variant2% Zagg Coins

Cap: 2,000 Zagg Coins per statement cycle

Eligible transactions must be at least ₹500.

Tap & Pay on the Visa variant8% Zagg Coins for transactions from ₹500 to ₹5,000; 2% above ₹5,000

Cap: 2,000 Zagg Coins per statement cycle

E-commerce spends4% Zagg Coins on Visa; 2% Zagg Coins on RuPay

Cap: 2,000 Zagg Coins per statement cycle

Eligible transactions must be at least ₹500.

POS spends2% Zagg Coins

Cap: 2,000 Zagg Coins per statement cycle

Eligible transactions must be at least ₹500.

Welcome & milestones

Welcome

No welcome benefit is currently recorded.

Milestones

None listed in the imported record.

Lounge rules

No domestic airport lounge rule is listed.

No complimentary lounge benefit is published on the product page.

Eligibility

Age

  • Salaried primary cardholder: 21 to 60 years
  • Self-employed primary cardholder: 25 to 65 years

Income

    Employment

    • Salaried or self-employed

    Documents

    • Resident Indian

    Other benefits

    • Zagg Coins redeemable as cashback through the zagg.money app
    • Contactless payments
    • Curated AU and Zaggle merchant offers

    Exclusions

    Transactions below ₹500 do not earn Zagg CoinsMinimum 1,000 Zagg Coins required for redemption

    Recent changes

    No effective-dated changes are currently recorded.

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