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Axis Bank · Visa, Mastercard

Axis Bank Horizon Credit Card

5 EDGE Miles per ₹100 through Travel EDGE and direct airline websites; 2 EDGE Miles per ₹100 on other eligible spends

SegmentPremium
Joining fee₹3,000; nil for an eligible Burgundy Savings Account opened on or after 1 July 2026
Annual fee₹3,000; nil for an eligible Burgundy Savings Account opened on or after 1 July 2026
Reward typeEDGE Miles

Reward categories

Axis Bank Travel EDGE and direct airline websites5 EDGE Miles per ₹100

Cap: Not published on the cited Axis sources

Other eligible spends2 EDGE Miles per ₹100

Cap: Not published on the cited Axis sources

Welcome & milestones

Welcome

  • 5,000 EDGE MilesFirst transaction of at least ₹1,000 within 30 days of issuance; not applicable to a lifetime-free card

Milestones

  • Completion of the anniversary year1,500 EDGE Miles worth ₹1,500; not applicable to a lifetime-free card

Lounge rules

Domestic: 8 complimentary visits per calendar quarter on Visa Signature or 6 per calendar quarter on Mastercard World

International: 2 complimentary visits per calendar quarter

Railway: Not published on the cited Axis sources

Horizon is exempt from the common ₹50,000 domestic-lounge spend criterion

Exclusions

Transportation and tollsUtilitiesInsuranceEducational institutionsGovernment institutionsWalletRentFuel

Recent changes

  1. Axis retained reward and fee-waiver exclusion categories but changed identification from four-digit MCCs to spend-category classification.
  2. Axis published nil joining and annual fees for eligible Burgundy Savings Account customers opening the relationship from this date, subject to its one-lifetime-free-card conditions.

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