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Axis Bank ·

Privilege Easy Credit Card

10 EDGE REWARD Points per ₹200 on eligible spend, with 12,500-point activation and 10,000-point annual-spend milestone benefits

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SegmentSecured premium

Joining fee₹1,500; Nil for Priority customers

Annual fee₹1,500 from the second year

Reward typeEDGE REWARD Points

Reward categories

Eligible spends10 EDGE REWARD Points per ₹200

Fuel transactions do not earn points; the milestone has additional excluded categories.

District movie tickets100% discount on the second movie ticket

Cap: Card-page value illustration assumes two uses per calendar quarter; the live page does not publish a monetary cap in the card-specific text

Offer conditions are applied by District.

Welcome & milestones

Welcome

12,500 EDGE REWARD Points, stated as worth ₹2,500 against eligible vouchersJoining fee must be levied and the first transaction completed within 30 days; free, first-year-free and priority-segment cards are excluded

Milestones

₹2,50,000 eligible spend in a card anniversary year10,000 additional EDGE REWARD Points, stated as worth ₹2,000

Lounge rules

Domestic: 2 complimentary visits per calendar quarter; current Axis lounge-program access generally requires ₹50,000 eligible spend in the previous 3 calendar months

Axis publishes Privilege Easy's two-visit quota on the product page; the current lounge PDF publishes the ₹50,000 programme-wide spend gate and lists Axis Bank Privilege.

Eligibility

Age

Minors are not eligible

Income

Employment

Documents

Axis Bank fixed deposit of ₹65,000–₹25,00,000

Other benefits

Fixed-deposit-backed secured card
Purchase Protection Plan up to ₹1 lakh
Credit Shield up to ₹1 lakh

Exclusions

Fuel does not earn base pointsMilestone spend excludes utility and telecomMilestone spend excludes rentMilestone spend excludes walletMilestone spend excludes government servicesMilestone spend excludes insuranceMilestone spend excludes gold and jewelleryMilestone spend excludes fuelMilestone spend excludes educationFee-waiver spend excludes rent and wallet

Recent changes

No effective-dated changes are currently recorded.

Fees

Joining: ₹1,500; Nil for Priority customers
Annual: ₹1,500 from the second year
Waiver: Axis's live page is internally inconsistent: its summary says ₹5,00,000 prior-year spend, while the detailed benefit text says ₹2,50,000; both say excluded transactions apply, and the page specifically excludes rent and wallet from fee-waiver spend
Forex markup: 3.5% of transaction value
Fuel surcharge: 1% on fuel transactions of ₹400–₹4,000, capped at ₹400 per month; GST on surcharge is not refunded

Official sources

Privilege Easy Credit Card product page

Issuer product page · checked 2026-07-28

Checked secured status, FD range, earn, activation, milestone, fees, conflicting waiver thresholds, fuel refund, movie offer and lounge quota.

Open source ↗

Privilege Easy Credit Card Milestone Benefit Terms

Issuer milestone PDF · checked 2026-07-28

Checked ₹2.5 lakh milestone, 10,000-point award and milestone-excluded categories.

Open source ↗

Axis Bank Airport Lounge Access Program

Issuer lounge-program PDF · checked 2026-07-28

Checked the current ₹50,000 prior-three-month programme spend criterion and Privilege quota.

Open source ↗

Import provenance

9cards official-source research

Imported 2026-07-28 · record axis-bank--privilege-easy-credit-card

Import notes—not lifecycle evidence

Recorded the issuer page's unresolved ₹5 lakh versus ₹2.5 lakh annual-fee-waiver conflict rather than selecting one value.

Removed unsecured Privilege and unrelated recommendation-card content.

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