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BOBCARD (Bank of Baroda) · Not published on the product page

IRCTC BOBCARD

Travel wherever your heart desires with up to 40 reward points* per ₹100 spent on train ticket bookings through the IRCTC website and mobile app**. Simply link your IRCTC BOBCARD Loyalty Number with your IRCTC Login ID°°

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SegmentRetail
Joining feeNot published on the product page
Annual fee₹350
Reward typeIssuer-published rewards

Reward categories

Travel and specified accelerated spendsTravel wherever your heart desires with up to 40 reward points* per ₹100 spent on train ticket bookings through the IRCTC website and mobile app**. Simply link your IRCTC BOBCARD Loyalty Number with your IRCTC Login ID°°
Issuer-published rewardAvail 500 joining bonus reward points on spend of ₹5,000 or more within 60 days of card issuance.
Other eligible spendsAdd value to your shopping cart by stocking up on the best products with 4 Reward Points per ₹100 spent on departmental store purchases. Also earn 2 reward points per ₹100 on other categories^^.
Reward redemptionEarn 2 Reward Points per ₹100 spent on other categories, including train ticket purchases on IRCTC Website and Mobile App**. You can redeem your accrued reward points at 1RP = ₹0.25.
Reward redemptionAll accrued Reward Points can only be redeemed as cashback in the statement @ 1 Reward Point = Rs. 0.25
Issuer-published reward*Reward Points will be credited within 60 days of eligible transaction. Reward program is not applicable on select MCCs and Fuel.
Reward cap and conditions^^Maximum 1000 BoB Reward Points or 250 IRCTC Travel Points per statement cycle.
Issuer-published rewardUPI transactions are eligible only for core Reward Points. UPI transactions do not qualify for bonus rewards.

Welcome & milestones

Welcome

  • Avail 500 joining bonus reward points on spend of ₹5,000 or more within 60 days of card issuance.
  • *Reward Points will be credited within 60 days of eligible transaction. Reward program is not applicable on select MCCs and Fuel.

Milestones

  • Issuer-published milestoneAvail 500 joining bonus reward points on spend of ₹5,000 or more within 60 days of card issuance.

Lounge rules

Domestic: Not published on the product page

International: Not published on the product page

Railway: Make every journey memory-worthy with 4 complimentary access per year (1 per quarter) at partner railway lounges°.

Eligibility

Age

  • Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18)
  • • For Salaried : 21 to 60 years (Primary Cardholder), For Self employed : 24 to 65 years (Primary...
  • Any Indian resident between the ages of 21 to 65 years with a valid income source can apply as a primary cardholder. Add-on cards can be issued to family members above 18 years of age.

Income

  • Not published on the product page

Employment

  • • For Salaried : 21 to 60 years (Primary Cardholder), For Self employed : 24 to 65 years (Primary...
  • • Salaried: Bank Statement reflecting salary credit for last 2 months. Salary Slips, if submitted, to be accompanied with bank statement...

Documents

  • Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC
  • 2. Complete e-signing with your Aadhaar.

Other benefits

  • Free Add-on card
  • Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18)

Exclusions

*Reward Points will be credited within 60 days of eligible transaction. Reward program is not applicable on select MCCs and Fuel.

Recent changes

No effective-dated changes are currently recorded.

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