PhonePe Wish Credit Card

3% reward points on PhonePe recharge and bill payments; 1% on select e-commerce and Scan & Pay

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SegmentEntry

Joining fee₹0

Annual fee₹0

Reward typeReward Points

Reward categories

PhonePe recharge and bill payments3% reward points

Stated on the issuer product page.

Select e-commerce brands and PhonePe Scan & Pay1% reward points

Eligible brands and merchant acceptance are determined by PhonePe and the issuer.

Welcome & milestones

Welcome

No welcome benefit is currently recorded.

Milestones

₹15,000 in a calendar month200 reward points

Lounge rules

No domestic airport lounge rule is listed.

No lounge benefit is stated on the checked product page.

Exclusions

Person-to-person UPI paymentsUPI payments where the merchant has disabled RuPay creditDigital account opening, lending-platform, merchant-cash-withdrawal and ATM transactions may be restricted

Recent changes

No effective-dated changes are currently recorded.

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