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Axis Bank · Mastercard, Visa

Axis Bank Shoppers Stop Credit Card

20 First Citizen points per ₹200 on Shoppers Stop exclusive brands, 12 per ₹200 on other Shoppers Stop brands and 2 per ₹200 elsewhere

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SegmentEntry
Joining fee₹500 + GST
Annual fee₹500 + GST
Reward typeFirst Citizen Reward Points

Reward categories

Shoppers Stop exclusive brands20 First Citizen Reward Points per ₹200

Applies in-store, on the Shoppers Stop website and in the mobile app; points comprise Shoppers Stop and Axis Bank portions.

Other brands at Shoppers Stop12 First Citizen Reward Points per ₹200

Applies in-store, on the Shoppers Stop website and in the mobile app.

Other eligible retail spends2 First Citizen Reward Points per ₹200

Welcome & milestones

Welcome

  • First Citizen Reward Points worth ₹300Complete the first transaction within 30 days of card issuance
  • Three ₹500 Shoppers Stop/Homestop vouchersEach voucher is redeemable on a minimum ₹5,000 target spend at Shoppers Stop or Homestop
  • One ₹500 Shoppers Stop exclusive-brand voucherRedeem on at least ₹2,500 of Shoppers Stop exclusive-brand spend
  • ₹250 Shoppers Stop online voucher and complimentary Golden Glow membershipOnline voucher is supplied in the welcome kit; Golden Glow membership follows the first transaction

Milestones

None listed in the imported record.

Lounge rules

No domestic airport lounge rule is listed.

No complimentary lounge benefit is published for this card on the cited Axis sources.

Exclusions

Transportation and tolls (MCC 4111, 4121, 4131, 4784)Utilities (MCC 4814, 4816, 4899, 4900)Insurance (MCC 6300, 6381, 5960, 6012, 6051)Educational institutions (MCC 8211, 8241, 8244, 8249, 8299)Government institutions (MCC 9211, 9222, 9311, 9399, 9402, 9405, 8220)Wallet (MCC 6540)Rent (MCC 6513)Fuel (MCC 5541, 5542, 5983)

Recent changes

  1. Axis published updated Shoppers Stop card terms effective 20 June 2025.

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