Checked 24 July 2026

IDFC FIRST Bank · RuPay

FIRST Power+ Credit Card

Fuel-led rewards with everyday categories

fuelHPCLFASTagroad trips
Illustrative purple and amber artwork for IDFC FIRST Power Plus credit card
Original 9cards illustration—not issuer-supplied artwork.
Annual fee₹499 + taxes*
Fee waiverSee the latest product guide for waiver and spend-gate rules.
Card typeFuel & everyday
NetworkRuPay

In one line

Accelerated rewards for eligible fuel, grocery, utility and FASTag spends, with additional everyday and UPI rewards.

Where it earns its place

  • +Fuel proposition extends into grocery and utility spends
  • +RuPay option for eligible merchant UPI
  • +Roadside assistance, plus a monthly movie discount if the card was used last month

What to watch

  • !Fuel value depends on eligible station and payment conditions
  • !Since 18 June 2026 rewards stop at your credit limit each billing cycle
  • !Use the current product guide before applying
Primary source
IDFC FIRST Bank product guide

Last checked 24 July 2026. Issuer pages and schedules can change without notice.

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