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Axis Bank ·

IndiGo Axis Bank Credit Card

3 BluChips per ₹100 on IndiGo channels, 2 per ₹100 on eligible grocery and dining, and 1 per ₹100 on other eligible spend

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SegmentTravel co-branded
Joining fee₹799 + GST
Annual fee₹799 + GST
Reward typeIndiGo BluChips

Reward categories

IndiGo channels3 IndiGo BluChips per ₹100

Cap: Uncapped under the cited card terms

Merchant-name and channel identification conditions in the issuer terms apply.

Eligible grocery and dining2 IndiGo BluChips per ₹100

Cap: Credit-card-on-UPI earn across base, grocery and dining is capped at 750 BluChips per statement month; IndiGo-channel spend is excluded from that cap

Accelerated earn depends on the MCC list in the issuer card terms.

Other eligible spend1 IndiGo BluChip per ₹100

Cap: Credit-card-on-UPI earn is subject to the combined 750-BluChip statement-month cap

Transactions converted to EMI and excluded categories do not earn BluChips.

Welcome & milestones

Welcome

  • Voucher worth 1,200 IndiGo BluChipsSuccessful payment of the joining fee
  • Limited-period extra voucher worth 1,200 IndiGo BluChips plus one 6E Eats voucherApply from 1 June 2026 through 31 July 2026 and pay the joining fee

Milestones

  • ₹1,50,000 eligible spend in a card anniversary yearVoucher worth 1,200 IndiGo BluChips
  • ₹3,00,000 cumulative eligible spend in the same card anniversary yearA second voucher worth 1,200 IndiGo BluChips
  • Successful annual-fee paymentRenewal voucher worth 1,200 IndiGo BluChips

Lounge rules

Domestic: 1 complimentary visit per calendar quarter after at least ₹50,000 eligible spend in the previous 3 calendar months

The spend gate is waived for the month of new-card issuance and the following three calendar months.

Eligibility

Age

  • Primary cardholder: 18–70 years

Income

    Employment

      Documents

      • PAN card
      • Income proof
      • Residence proof

      Other benefits

      • Transactions above ₹1,500 may be eligible for conversion to EMI

      Exclusions

      Government servicesInsuranceUtilities and telecomRentWalletFuelJewelleryAll EMI transaction typesCash withdrawalsFees and finance chargesCredit-card-on-UPI earn above the monthly cap does not count toward milestones

      Recent changes

      1. A double-welcome-bonus campaign began for applications through 31 July 2026.

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