Officially verifiedActive

Standard Chartered Bank · Visa

Standard Chartered Smart Credit Card

2% on eligible online spends and 1% on other eligible spends

SegmentEntry
Joining feeSee current Standard Chartered tariff guide
Annual feeSee current Standard Chartered tariff guide
Reward typeCashback

Reward categories

Eligible online spends2% cashback

Cap: ₹1,000 per month

Other eligible spends1% cashback

Cap: ₹500 per month

Fuel transactions are not eligible.

Welcome & milestones

Welcome

  • Extended interest-free credit period for the first 90 daysPay at least the minimum amount due and comply with issuer terms

Milestones

None listed in the imported record.

Lounge rules

No domestic airport lounge rule is listed.

No complimentary lounge benefit is published on the checked Smart Credit Card page.

Other benefits

  • Eligible transactions can be converted to a three-month EMI at 0.99% per month with nil processing fee
  • Contactless card and supplementary-card support

Exclusions

FuelOther exclusions in the linked Smart Credit Card terms

Recent changes

No effective-dated changes are currently recorded.

9cards is independent. We are not affiliated with, endorsed by or sponsored by this issuer, and nothing here is issuer-supplied. Names and product marks are used for identification only and belong to their owners. Always confirm current terms on the issuer's own site.