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Utkarsh Small Finance Bank · RuPay

Utkarsh superCard

5% cashback on non-UPI Myntra, 2% on non-UPI Flipkart and 1% on qualifying UPI and non-UPI spends

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SegmentEntry
Joining fee₹0
Annual fee₹0
Reward typeCashback

Reward categories

Myntra non-UPI transactions5% cashback

Cap: Within the ₹10,000 monthly non-UPI cashback cap

The issuer specifies non-UPI transactions.

Flipkart non-UPI transactions2% cashback

Cap: Within the ₹10,000 monthly non-UPI cashback cap

The issuer specifies non-UPI transactions.

Qualifying UPI transactions through super.money1% cashback

Cap: ₹500 cashback per month; each transaction must be at least ₹100

Person-to-person UPI payments are excluded.

Other qualifying non-UPI transactions1% cashback

Cap: ₹10,000 cashback per month

Welcome & milestones

Welcome

No welcome benefit is currently recorded.

Milestones

None listed in the imported record.

Lounge rules

No domestic airport lounge rule is listed.

No lounge benefit is stated on the checked product page.

Exclusions

Person-to-person UPI paymentsDigital account openingLending platformsMerchant cash withdrawalATM withdrawals

Recent changes

No effective-dated changes are currently recorded.

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