State Bank of India · Visa, Mastercard
SBI Card ELITE
5X points on dining, grocery and departmental stores; 2 RP/₹100 on other eligible spend
Reward categories
Accelerated eligibility depends on the merchant category supplied by the payment network.
Fuel is excluded.
Cap: Subject to the monthly booking and ticket-value limits in the issuer terms
Welcome & milestones
Welcome
- Welcome e-gift voucher worth ₹5,000On payment of the joining fee, subject to issuer terms
Milestones
- ₹3,00,000 and ₹4,00,000 annual spend milestones10,000 bonus reward points at each milestone
- ₹5,00,000 and ₹8,00,000 annual spend milestones15,000 bonus reward points at each milestone
- ₹10,00,000 in a membership yearRenewal-fee waiver
Lounge rules
Domestic: 2 complimentary domestic airport lounge visits per quarter
International: 6 complimentary Priority Pass lounge visits per calendar year outside India, capped at 2 per quarter
After complimentary international visits, the product page states a US$27 plus tax usage fee per Priority Pass visit.
Exclusions
Recent changes
- Redeeming Reward Points as statement credit became capped at 60,000 points per month and permitted only in multiples of 4,000 points.
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