Checked 20 August 2026
HDFC Bank · RuPay / Visa
Tata Neu Infinity HDFC Bank Credit Card
Up to 5% back as NeuCoins in the Tata ecosystem
Annual fee₹1,499 + taxes*
Fee waiverVerify the current annual-spend waiver in HDFC Bank's fee schedule.
Card typeLifestyle & UPI
NetworkRuPay / Visa
In one line
5% NeuCoins on eligible Tata Neu and partner-brand spends, 1.5% on eligible non-Tata spends and up to 1.5% on eligible UPI.
Where it earns its place
- +Strong return inside the Tata ecosystem
- +Useful eligible RuPay UPI rewards
- +Domestic and international lounge benefits
What to watch
- !Domestic lounge vouchers require ₹50,000 quarterly spend
- !UPI earning is capped at 500 NeuCoins a calendar month
- !NeuCoins expire 12 months after the month they are credited
- !NeuCoins cannot currently be redeemed on Air India, Tata Play or bill payments on Tata Neu
- !Best value requires regular Tata ecosystem use
Primary source
HDFC Bank product page
Open source ↗Last checked 20 August 2026. Issuer pages and schedules can change without notice.
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