Checked 20 August 2026

HDFC Bank · RuPay / Visa

Tata Neu Infinity HDFC Bank Credit Card

Up to 5% back as NeuCoins in the Tata ecosystem

Tata NeuUPIloungesAir India
Illustrative dark gradient artwork for Tata Neu Infinity HDFC Bank credit card
Original 9cards illustration—not issuer-supplied artwork.
Annual fee₹1,499 + taxes*
Fee waiverVerify the current annual-spend waiver in HDFC Bank's fee schedule.
Card typeLifestyle & UPI
NetworkRuPay / Visa

In one line

5% NeuCoins on eligible Tata Neu and partner-brand spends, 1.5% on eligible non-Tata spends and up to 1.5% on eligible UPI.

Where it earns its place

  • +Strong return inside the Tata ecosystem
  • +Useful eligible RuPay UPI rewards
  • +Domestic and international lounge benefits

What to watch

  • !Domestic lounge vouchers require ₹50,000 quarterly spend
  • !UPI earning is capped at 500 NeuCoins a calendar month
  • !NeuCoins expire 12 months after the month they are credited
  • !NeuCoins cannot currently be redeemed on Air India, Tata Play or bill payments on Tata Neu
  • !Best value requires regular Tata ecosystem use
Primary source
HDFC Bank product page

Last checked 20 August 2026. Issuer pages and schedules can change without notice.

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