HSBC Bank India · RuPay
HSBC RuPay Cashback Credit Card
10% on eligible dining, food and grocery spends, capped at ₹400 per month, and 1% on other eligible spends
Reward categories
Cap: ₹400 per month
Cap: Issuer describes this rate as unlimited, subject to exclusions
Welcome & milestones
Welcome
- Amazon eGift Card worth ₹250Apply online, complete video verification and receive the card during the issuer's offer period
- ₹500 cashbackDownload and log in to the HSBC India Mobile Banking app and spend ₹10,000 within 30 days of receiving the card
- Two-month EazyDiner membershipActivate the card
Milestones
- More than ₹2,00,000 total annual spendAnnual fee refund
Lounge rules
Domestic: 2 complimentary domestic airport lounge visits per quarter
International: 2 complimentary international airport lounge visits per year
Participating lounges and entry conditions follow the current HSBC and network lists.
Eligibility
Age
- Salaried: 18–65 years
- Self-employed: 25–65 years
Income
- Salaried: minimum ₹6,00,000 per year
- Self-employed: minimum ₹12,00,000 per year
Employment
- Salaried or self-employed
- Resident Indian in an HSBC-served city
Documents
Other benefits
- Can be linked to supported UPI apps
- 5% Paytm discount on eligible ₹299+ bill payments, capped at ₹150
- Cleartrip flight and hotel discounts up to ₹6,000
- Instant EMI is not available on HSBC RuPay cards
Exclusions
Recent changes
No effective-dated changes are currently recorded.
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