Fees read from issuer pageUpdated 2026-07-26
American Express India
American Express Membership Rewards Credit Card
₹4500 a year
LinePersonal
Joining fee₹1,000
Annual fee₹4500
Forex markupNot stated
Rewards, as stated by the issuer
- Earn 1,000 Bonus Membership Rewards Points for simply using your card 4 times on transactions of Rs. 1,500 or above in a calendar month.
- Monthly Spend Milestone
- Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal
Other benefits
- Taj voucher worth Rs. 14,000
- Shoppers Stop voucher worth Rs. 10,000
- Tata Cliq voucher worth Rs. 9,000
- Tanishq voucher worth Rs. 9,000
- Amazon voucher worth Rs. 8,000
- Flipkart voucher worth Rs. 8,000
- Reliance Digital voucher worth Rs. 8,000
- Taj voucher worth Rs. 9,000
- Shoppers Stop voucher worth Rs. 7,000
- Tata Cliq voucher worth Rs. 7,000
- Myntra voucher worth Rs. 7,000
- Amazon voucher worth Rs. 6,000
- Flipkart voucher worth Rs. 6,000
- Reliance Digital voucher worth Rs. 6,000
- Enjoy exciting discounts of up to 20% every time you dine at select restaurants. Click here
Welcome & milestones
Welcome
- Welcome Gift of 4,000 Bonus Membership Rewards® Points
- 1. Welcome Gift of 4,000 Membership Rewards Points will be applicable on payment of joining fee and on spending INR 15,000 within first 90 days of Cardmembership.
Milestones
- Monthly Spend Milestone
- 1. Welcome Gift of 4,000 Membership Rewards Points will be applicable on payment of joining fee and on spending INR 15,000 within first 90 days of Cardmembership.
Lounge access
No airport lounge rule is listed on this card's page.
Eligibility
Income
- I am Employed and have a Personal Annual Income of INR 4.5 lakhs and above or Self Employed with a Personal Annual Income of INR 6 Lakhs and above.
Employment
- I am Employed and have a Personal Annual Income of INR 4.5 lakhs and above or Self Employed with a Personal Annual Income of INR 6 Lakhs and above.
Every fee line found on the page
- Earn 1,000 Bonus Membership Rewards Points for simply using your card 4 times on transactions of Rs. 1,500 or above in a calendar month.
- Earn an additional 1,000 Membership Rewards points simply by spending INR 20,000 or more in a calendar month. This is an enrollment based benefit. Click here to enroll
- I am Employed and have a Personal Annual Income of INR 4.5 lakhs and above or Self Employed with a Personal Annual Income of INR 6 Lakhs and above.
- 1. Welcome Gift of 4,000 Membership Rewards Points will be applicable on payment of joining fee and on spending INR 15,000 within first 90 days of Cardmembership.