American Express SmartEarn Credit Card: fees, rewards & benefits

Rewards, as stated by the issuer

Rs. 500 cashback as a Welcome Gift in form of statement credit on eligible spends 1 of Rs. 10,000 in the first 90 days of Cardmembership
Rs. 500 cashback as a Welcome Gift on eligible spends 1 of Rs. 10,000 in the first 90 days of Cardmembership
Earn vouchers worth ₹500 upon reaching the spend milestones of ₹1.20 lacs, ₹1.80 lacs, and ₹2.40 lacs respectively in a Cardmembership year.
Transact on Zomato, Ajio, Nykaa, BookMyShow, Uber and many more and get 10X rewards for every Rs. 50 spent
Transact on Amazon and get 5X rewards for every Rs. 50 spent
Earn 1 Membership Rewards Point for every Rs. 50 spent except for spends on Fuel, Insurance, Utilites, Cash Transactions and EMI conversion at Point of Sale 4 .
On Spending INR 2500 in a month on our 10X Partner (Zomato), you will earn 500 Membership Rewards points
On Spending INR 2500 in a month on our 10X Partner (BookMyShow, Flipkart, Uber and other partners), you will earn 500 Membership Rewards points
On Spending INR 2500 in a month on our 5X Partner (Amazon), you will earn 250 Membership Rewards points

Other benefits

GIFT VOUCHERS
6. For Gift voucher benefit Terms and Conditions, Click here.

Welcome & milestones

Welcome

Rs. 500 cashback as a Welcome Gift in form of statement credit on eligible spends 1 of Rs. 10,000 in the first 90 days of Cardmembership
Welcome Bonus
Rs. 500 cashback as a Welcome Gift on eligible spends 1 of Rs. 10,000 in the first 90 days of Cardmembership
Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 10,000 within 90 days of Cardmembership.

Milestones

Earn vouchers worth ₹500 upon reaching the spend milestones of ₹1.20 lacs, ₹1.80 lacs, and ₹2.40 lacs respectively in a Cardmembership year.
On Spending INR 2500 in a month on our 10X Partner (Zomato), you will earn 500 Membership Rewards points
On Spending INR 2500 in a month on our 10X Partner (BookMyShow, Flipkart, Uber and other partners), you will earn 500 Membership Rewards points
On Spending INR 2500 in a month on our 5X Partner (Amazon), you will earn 250 Membership Rewards points
Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 10,000 within 90 days of Cardmembership.

Lounge access

No airport lounge rule is listed on this card's page.

Eligibility

Income

I am Employed and have a Personal Annual Income of INR 4.5 lakhs and above or Self Employed with a Personal Annual Income of INR 6 lakhs and above.

Employment

I am Employed and have a Personal Annual Income of INR 4.5 lakhs and above or Self Employed with a Personal Annual Income of INR 6 lakhs and above.

Every fee line found on the page

Rs. 500 cashback as a Welcome Gift in form of statement credit on eligible spends 1 of Rs. 10,000 in the first 90 days of Cardmembership
Annual Fee of Rs. 495 plus applicable taxes
Get a renewal fee waiver on eligible spends 3 of Rs.40,000 and above in the previous year of Cardmembership
Rs. 500 cashback as a Welcome Gift on eligible spends 1 of Rs. 10,000 in the first 90 days of Cardmembership
Earn vouchers worth ₹500 upon reaching the spend milestones of ₹1.20 lacs, ₹1.80 lacs, and ₹2.40 lacs respectively in a Cardmembership year.
at the point of sale with an interest rate as low as 14% p.a.
Earn 1 Membership Rewards Point for every Rs. 50 spent except for spends on Fuel, Insurance, Utilites, Cash Transactions and EMI conversion at Point of Sale 4 .
Did you know you can earn up to 1,250 Membership Rewards points on the SmartEarn Credit Card every month by spending only INR 7,500?
On Spending INR 2500 in a month on our 10X Partner (Zomato), you will earn 500 Membership Rewards points
On Spending INR 2500 in a month on our 10X Partner (BookMyShow, Flipkart, Uber and other partners), you will earn 500 Membership Rewards points
On Spending INR 2500 in a month on our 5X Partner (Amazon), you will earn 250 Membership Rewards points
I am Employed and have a Personal Annual Income of INR 4.5 lakhs and above or Self Employed with a Personal Annual Income of INR 6 lakhs and above.
Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 10,000 within 90 days of Cardmembership.