Fees not stated, related charges foundUpdated 2026-07-26

Federal Bank

Federal Bank Celesta Credit Card

Fee not on this card's page — see the issuer's schedule of charges

LinePersonal
Joining feeNot stated
Annual feeNot stated
Forex markup2%

Rewards, as stated by the issuer

  • Enjoy our bespoke 3-2-1 rewards structure curated for customers like you – 3x rewards on spends for Travel and International categories, 2x rewards on spends for Dining categories and 1x rewards for other categories.
  • Ongoing attractive cashback offers, across various brands through our Federal Bank Mastercard Shop Perks program .

Other benefits

  • We welcome you with early benefits too! Get Amazon Pay e-Voucher worth ₹600 on minimum spend of Rs. 10,000 in first 30 days.
  • INOX offers you BOGO (Buy One Get One) movie ticket offer (up to Rs.100 off), once a month.
  • Inox Offer Terms & Conditions

Lounge access

Domestic: Complimentary lounge access – Enjoy 2 International Lounge access in a year without any spend criteria. For Domestic Lounge access, spend INR 60,000 or more in a quarter to enjoy 2 visits in the next quarter.*

International: Complimentary lounge access – Enjoy 2 International Lounge access in a year without any spend criteria. For Domestic Lounge access, spend INR 60,000 or more in a quarter to enjoy 2 visits in the next quarter.*

Every fee line found on the page

  • Lowest dynamic Annual Percentage Rate (APR) starting from 1.99% p.m. (23.88% p.a.)* to 3.75% p.m. (45% p.a.)* depending on your Banking relationship with us.
  • 1% fuel surcharge waiver at all fuel stations across India.
  • Reduced mark-up fee of 2% on foreign transactions