Best Price Save Smart Credit Card

Rewards, as stated by the issuer

• 1% CashBack on all Best Price spends up to ₹10,000 per month
• Assured CashBack of ₹500 on spends of ₹25,000 every month
• ₹250 CashBack on spending ₹10,000 every month on dining, utility or IRCTC*
• CashBack of 0.5% for every ₹150 spent on retail purchases

Other benefits

• 20% savings on paying via Dineout Pay
• Maximum discount per transaction capped at ₹1,000
• Maximum discount per month capped at ₹1,000
• Up to 50 days of interest free Credit from the date of purchase*
• Ability to convert large transactions to a SmartEMI after purchase
• Contactless payments* to improve your purchase experience
• Protection against fraudulent transactions made on your Credit Card*
• Revolving Credit at nominal interest rate
• Zero liability on fraudulent transactions made with your card, if card loss is reported immediately to the bank’s 24-hour call centre
• Bill payment made easy with HDFC Bank’s SmartPay service
• Get first year membership free on spending ₹20,000 and above in the first 90 days
• Exclusive EASYEMI Offers for Business Credit Cards
• Fees and charges applicable on the Best Price Save Smart Credit Card
• Joining/Renewal Membership Fee – ₹500/- plus Applicable Taxes
• For card sourced effective 01-11- 2020, Below T&Cs are applicable
• The Bank reserves the right to cancel the Card in case the Card remains inactive and is not used for effecting any transaction for a continuous period of 6 (Six) months after prior written notice sent on the email address and/or phone number and/or communication address, registered in the records of the Bank
• Utility bill payments on registering your card with SmartPay
• Zero Lost card liability on fraudulent transactions and reporting it immediately to our 24-hour call centre

Welcome & milestones

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

• Get first year membership free on spending ₹20,000 and above in the first 90 days
• Joining/Renewal Membership Fee – ₹500/- plus Applicable Taxes
• Spend ₹20,000 & above in the first 90 days and get a first-year membership fee waived.
• Annual spends of ₹50,000 and get renewal fee waived for the next renewal year.
• 1% fuel surcharge waiver at all fuel stations across India on minimum transaction of ₹400.
• The Best Price Save Smart Credit Card fees are charged annually and on joining. The annual fee for the card is ₹500 plus Applicable Taxes. The bank charges a maximum interest rate of 3.6% per month i.e. 43.2% per annum on the amount due/unpaid amount.
• The Best Price Save Smart Credit Card charges are ₹500 plus applicable taxes. This fee is charged on the Credit Card processing while joining. The fee and charges can be waived on annual spending of ₹50,000.
• The card offers up to 50 days interest-free credit period, CashBack on Price spends, utility bill payments through SmartPay, zero lost card liability, fuel surcharge waiver, dining benefits, milestone benefits, renewal offers, contactless payment option, exclusive EasyEMI offers.
• No, the Best Price Save Smart Credit Card is not free. The cardholders are required to pay an annual membership fee as Credit Card Fees. The card charges an annual fee of ₹500 plus Applicable Taxes.