Bharat Credit Card

Rewards, as stated by the issuer

• 5% CashBack every month on spends on PayZapp, EasyEMI, and SmartBuy
• 5% CashBack every month on ticket bookings via IRCTC
• 5% CashBack monthly on fuel, grocery, bill payments, and mobile recharge
• Combined CashBack is capped at ₹150 per month for the mentioned categories
• Recharges with mobile purchases or at mobile outlets aren’t eligible for 5% cashback. No cashback on wallet loading, rent payments, or government transactions. Rewards/cashback eligibility is based on the transaction’s Merchant Category Code
• Only eligible MCCs by RuPay for select categories earn 5% rewards
• No rewards/cashback on MCCs outside fuel, groceries, IRCTC, and recharges
• Get up to 10% CashBack on Flight and Hotel bookings, Gift Vouchers and more via SmartBuy
• 1% fuel surcharge waiver on minimum transaction of ₹400
• Maximum waiver of ₹250 per statement cycle
• Extra cashback and Reward Points on bill payments and mobile recharge
• ₹1,000 CashBack on in-app shopping on 200+ brands

Other benefits

No additional benefit line was found on this card's page.

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

• 1% fuel surcharge waiver on minimum transaction of ₹400.
• Joining / Renewal Membership Fee – Rs. 500/- Plus Applicable Taxes