Fees read from issuer pageUpdated 2026-07-28
HDFC Bank
BizBlack Credit Card (Metal Edition)
₹10,000 a year
LineBusiness & commercial
Joining fee₹10,000
Annual fee₹10,000
Forex markupNot stated
Rewards, as stated by the issuer
- Get up to 10X Reward Points on SmartBuy Purchases: Travel Booking, apparel, electronics (capped at 10,000 Reward Points per month
- Avail up to 40% savings on your Business travel and software purchase on smartbuy.hdfcbank.com/business
- Avail Business Travel Benefits via MMT MyBiz 4% off on Flights and Hotels booking
- 4% off on Flights and Hotels booking
- Get 5X reward points on spends exceeding ₹50,000 per statement cycle, capped at 7,500 RP per cycle, on business spends such as:
Other benefits
- Earn 5 Reward Points on every Rs.150 spends* (1 Reward point = Up to 1Re/
- 5X Reward Points on Bill payments via Payzapp, IT & GST payments, hotel and flight bookings, Software Purchases etc.*
- Avail a Business Insurance package starting at an annual premium of ₹3,785
- Coverage includes:
- Fire & Burglary insurance for shops up to ₹5 lakh
- Cash in Safe/Transit coverage up to ₹25,000
- Electronic Equipment insurance (excluding terrorism) up to ₹50,000
- Hospital Cash: Accident-only benefit of ₹1,000 per day
- Hospital Cash: Illness-only benefit of ₹1,000 per day
- 6 complimentary golf games per quarter at top courses worldwide, with 24x7 concierge booking assistance
- Get up to 10% savings on all your restaurant bill payments with Swiggy Dineout on paying via Swiggy App using your card (20k + restaurants
- Exclusive dining offers, from gourmet cuisine to local delicacies. To Know more
- Save up to ₹4,40,780 annually on
- BizBlack METAL Credit Card
- Just like 10 lakh+ HDFC Bank Cardholders
- Dining Delight: exclusive dining offers, from gourmet cuisine to local delicacies. To Know more
- Health & Wellness: Get up to 15% off* on Fitness membership, pharmacy purchases & more
- Small Medium Enterprise (SME): Boost your Business with special offers on business producitivity tools, HR Solutions & more. to know more
Welcome & milestones
Welcome
- Get Club Marriott Annual Membership + Taj Stay voucher worth ₹5,000 on spends of ₹1.5 lakh within first 90 days. T&C Apply
- With Club Marriott Annual Membership, get up to 20% discount on dining, stay & spa services with Club Marriott membership across Asia-Pacific region
- *Get Club Marriott Annual Membership + Taj Stay voucher worth ₹5,000 on spends of ₹1.5 lakh within first 90 days
- With effect from 25th October 2025, the Welcome Benefit will be applicable only to first-time cardholders. It will not apply to conversions, migrations, or upgrades
- Easily track your Welcome Benefit spends & redeem benefit via Milestone redemption portal
Milestones
- Enjoy SmartBuy Flight / Taj Stay Voucher worth ₹ 5000 on every ₹ 5 Lakhs spends(excluding EMI, rent, petrol
- Earn vouchers worth ₹ 20,000 in calendar year (₹ 20 Lakhs spends) * T&C Apply
- Reward Point/Cashback Redemption & Validity
- Earn vouchers worth ₹ 20,000 in calendar year (₹ 20 Lakhs spends
- Easily track your Milestone spends & redeem benefit via Milestone redemption portal
- For Example
- Redeem as cashback against statement
- 1000 RP = Rs.300
- Redeem on SmartBuy (against Flights/Hotel booking
- 1000 RP = Rs.1000
Lounge access
Domestic: List of Domestic lounge list
International: For International lounge list, please check Diners Travel Tool App · Cardholders can access International lounge using their Diners BizBlack Credit Card · International gift delivery · Landline: 022-6171 7606 (For customers travelling overseas
Programme: Priority Pass
Eligibility
Income
- Annual ITR above Rs 30 Lakhs
Every fee line found on the page
- Club Marriott Annual Membership + Taj Stay voucher worth ₹5,000*
- Get Club Marriott Annual Membership + Taj Stay voucher worth ₹5,000 on spends of ₹1.5 lakh within first 90 days. T&C Apply .
- With Club Marriott Annual Membership, get up to 20% discount on dining, stay & spa services with Club Marriott membership across Asia-Pacific region. Click here to know more.
- Avail a Business Insurance package starting at an annual premium of ₹3,785.
- Save up to ₹4,40,780 annually on
- *Get Club Marriott Annual Membership + Taj Stay voucher worth ₹5,000 on spends of ₹1.5 lakh within first 90 days.
- Health & Wellness: Get up to 15% off* on Fitness membership, pharmacy purchases & more.
- Joining/Renewal Membership Fee – ₹10,000/- plus Applicable Taxes
- Spend ₹7.5 lakh in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.
- Spend ₹1.5 lakh in first 90 days of card issuance to get First Year Joining Fee waived off (Applicable for fresh issuance only)
- Annual ITR above Rs 30 Lakhs
- Have an annual Income Tax Return (ITR) above ₹30 lakh.
- Get a Club Marriott membership and a ₹5,000 Taj Stay voucher on spending ₹1.5 lakh within 90 days of card issuance.
- Avail a Business Insurance package at an annual premium of ₹3,785 (including GST).